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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

PayPal credit

Very helpful when phoning customer services and plenty of places to use PayPal credit and easy checkout Reviewed on: 15th April 2026

Excellent experience, easy to use

Excellent experience, easy to use Reviewed on: 15th April 2026

Easy to navigate app.

Easy to navigate app. Also very convenient with pay in 3 option. Reviewed on: 15th April 2026

Highly recommend PayPal

I have been using PayPal for years. It is my preferred payment method for online payments. Not having to enter my card details is a bonus and I feel the transactions are secure and if there was an issue, the team at PayPal would be able to resolve it. Having PayPal Credit on my Google Pay is also a real bonus. Reviewed on: 15th April 2026

I can shop with confidence with PayPal

I only feel comfortable spending online when using PayPal. My money is safe and if I do get caught out by a dodgy website. PayPal customer service is there to support me and get my money back. Reviewed on: 15th April 2026

Easy to use, definitely recommend

Easy to use, definitely recommend Reviewed on: 15th April 2026

Paypal is great! use as a debit or credit card

Paypal is great it allows me to pay in 3 if necessary and also use as a credit card if i need it. It also has a points system which enables you to earn points which can transfer into money. Overall great and would recommend. Reviewed on: 15th April 2026

Great feature, allows me to receive money from the U...

Great feature, allows me to receive money from the USA with ease and also has great conversion rate. Most recently I have been enjoying the promotional offer for no interest and the pay In 3 plan Reviewed on: 15th April 2026

Never had any problems and always easy to use app wh...

Never had any problems and always easy to use app when I needed help with something they were very polite friendly and helped me resolve it Reviewed on: 15th April 2026

I am using PayPal very often

I am using PayPal very often, never disappointed, repayments are very flexible, I recommend! Reviewed on: 15th April 2026

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