Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Used PayPal for years with online sites.

I've used PayPal for many years with online sites. It gives me peace of mind to know PayPal have my back. The offer of 4 months 0% has also been helpful managing cash flow. Reviewed on: 15th April 2026

Variable options great follow up

Great service with options to pay over 3 & 4 months. Quick refunds and easy access to retailer when required if something is not quite right Reviewed on: 15th April 2026

Very convenient, secure, safer, trasperant.

Very convenient, secure, safer, trasperant. Reviewed on: 15th April 2026

Easy, simple and secure dealing with online payments

Easy, simple and secure dealing with online payments Reviewed on: 15th April 2026

Great service easy and very fast transaction so easy...

Great service easy and very fast transaction so easy to use the app used it for a long time just for moving money but recently using my PayPal card great Reviewed on: 15th April 2026

Great job and really handy to use.

Great job and really handy to use. Reviewed on: 15th April 2026

It’s been good, however I treat could be lower

It’s been good, however I treat could be lower Reviewed on: 15th April 2026

So helpful and quick and easy payments

So helpful and quick and easy payments Reviewed on: 15th April 2026

Great service

I’m happy with PayPal . Very useful Reviewed on: 15th April 2026

'Always helpful

Paypal has always sorted problems that I've had Reviewed on: 15th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.81 from 370 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101312 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub