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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Very good except working out what you owe

It is very difficult to work out how much you owe, the interface isn’t simple. Other than that it’s okay. It would also be helpful to be able to use it with Amazon Reviewed on: 15th April 2026

PayPal is excellent

Nothing to tell really apart from I've been using PayPal since 2011 and the company has always been excellent. Reviewed on: 15th April 2026

PayPal all the way

Ive used PayPal for yrs and always been spot on and safe i feel save when I use PayPal Reviewed on: 15th April 2026

Helpful beside not being firm on scammers on its site

Helpful beside not being firm on scammers on its site Reviewed on: 15th April 2026

A partner online

You are now able to get to them about any issues and missed payment rescheduled Reviewed on: 15th April 2026

Convenient Payments with Great Protection

For my personal experience I can confirm that is fast, secure, and convenient way to send, pay and receive money online. It’s easy to use, widely accepted, and gives peace of mind with strong buyer protection. Very efficient in case of disputes, making it a reliable choice for everyday transactions. Reviewed on: 15th April 2026

I use it very safe and no details given

I use it very safe and no details given Reviewed on: 15th April 2026

Always works , never let me down, both payments and...

Always works , never let me down, both payments and credit Reviewed on: 15th April 2026

Convenient!

PayPal is very convenient to use, widely accepted by online merchants, and offers a variety of payment options. Reviewed on: 15th April 2026

Very easy.

Very easy. Simplicity. Ease of access. Very safe and confidence inspiring Reviewed on: 15th April 2026

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