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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 115,806 reviews, last reviewed 28th May 2026
2996950% increase in 5 star reviews
in the past 90 days
8800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The most reliable form of payment transactions, alwa... The most reliable form of payment transactions, always fair and always on time Reviewed on: 28th May 2026
Mark t's avatar
Mark t

Latest lowest rating:

1

Poor service. Avoid. I get fined for missing a payment. Why don't they remind me the day I need to make the payment (or the day before). I have contacted them about this b... Read more Reviewed on: 27th May 2026
Phil W's avatar
Phil W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (115806)

Easy to ise

5
Easy to use, user friendly, clear terms and conditions. Good app, easy to see what is outstanding. Only down side is not being able to choose what you pay off. Reviewed on: 11th May 2024
Charlotte T's avatar
Charlotte T

PayPal is amazing!

5
Great solution payment! It's secure and safety! Lovely. Reviewed on: 11th May 2024
Krzysztof Christopher 's avatar
Krzysztof Christopher

Brilliant

5
Really good. I use a lot and it's really handy and I've had 1 or 2 issues before (not with PayPal) with a seller and I phoned up and within minutes it was resolved. So easy to use and very simply laid out Reviewed on: 11th May 2024
jay s's avatar
jay s

It’s helped me so much, I founded very supportive wh...

5
It’s helped me so much, I founded very supportive when I need to pay my bills Reviewed on: 11th May 2024
Natasha's avatar
Natasha

Excellent service.

5
Excellent service. Also when a purchase was cancelled by the seller they said 3 to 5 days for the refund but PayPal refunded my account the same day. Reviewed on: 11th May 2024
David F's avatar
David F

Longtime user.

5
I’ve been using PayPal credit for a few years now,for my needs it’s perfect and every transaction is smooth and hassle free and easy to understand ,I’ve used PayPal credit in emergencies,also for ease of use and because it’s practical Reviewed on: 11th May 2024
Darren m's avatar
Darren m

PayPal gives me flexibility, and excellent support

5
PayPal gives me the flexibility to pay in 3, a good line of credit if I want to stretch things out, a way to transfer funds to family abroad and securely pay without exposing my cards to scammers. I use PayPal as much as I use my banking app, and found their support to be efficient and effective. Reviewed on: 11th May 2024
Sean S's avatar
Sean S

Very good gives me time to pay later with no interes...

5
Very good gives me time to pay later with no interest if within 4 months! Reviewed on: 11th May 2024
Moiz's avatar
Moiz

Interest free options with easy ways to overpay and...

5
Interest free options with easy ways to overpay and clear debt Reviewed on: 11th May 2024
Paul R's avatar
Paul R

Love PayPal easy way to pay an great if issues with...

5
Love PayPal easy way to pay an great if issues with product Reviewed on: 11th May 2024
Kay's avatar
Kay

Review PayPal: PayPal Credit now

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