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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Easy to use, easy to navigate, is an excellent app

Easy to use, easy to navigate, is an excellent app that links to most retailers and makes payment in instalments easy and accessible to everyone. This is helping people pay for the things they need and spread out cost in a sustainable way. Reviewed on: 15th April 2026

Superb experience very happy with service

Superb experience very happy with service Reviewed on: 15th April 2026

Soo easy and interesting rates are very good

Soo easy and interesting rates are very good Reviewed on: 15th April 2026

Pay in 3 is fantastic, PayPal plus is great

Pay in 3 is fantastic, PayPal plus is great Reviewed on: 15th April 2026

Very convenient and great offers in terms of credit

Very convenient and great offers in terms of credit Reviewed on: 15th April 2026

Supportive and continuous improvement

Supportive and continuous improvement Reviewed on: 15th April 2026

No problem so far is been good with paybal for years...

No problem so far is been good with paybal for years now Reviewed on: 15th April 2026

Paypal credit is amazing it suits my purchasing habi...

Paypal credit is amazing it suits my purchasing habits, anything above £99 and voila the payment are 4 months without interest Reviewed on: 15th April 2026

PayPal is the best platform

PayPal is very easy to use and absolutely convenient for any payment or purchase. It is the best platform on its class. Reviewed on: 15th April 2026

Good Customer service

Every time I have had to phone up and have needed help with my account, I have found the person dealing with me to be polite, respectful and helpful Reviewed on: 15th April 2026

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