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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

PAYPAL IS GREAT

PayPal is easy to use, and paying for this with it is easy Reviewed on: 15th April 2026

Great,secure valuable credit service

I have been offered interest free credit on a phone from Voxi which i took up. This was excellent service. I have valued the security and help this has provided Reviewed on: 15th April 2026

Customer service/App

Any issues I have ever had with PayPal they are a simple call away and always very helpful. The app is so easy to navigate. Reviewed on: 15th April 2026

Brilliant and simple!

Brilliant and simple! I love PayPal and the opportunity to earn points. Reviewed on: 15th April 2026

They provide great support and an easy to use app to...

They provide great support and an easy to use app to help me make the most of the paypal service Reviewed on: 15th April 2026

Paypal are very responsive and probide excellent ser...

Paypal are very responsive and probide excellent services and customer satisfaction Reviewed on: 15th April 2026

Friendly courteous and professional.

Friendly courteous and professional. Reviewed on: 15th April 2026

Used for years always helpful friendly and efficient

Used for years always helpful friendly and efficient Reviewed on: 15th April 2026

I love using PayPal!

I love using PayPal! Recommend it to everyone I know. Reviewed on: 15th April 2026

PayPal is a lifeline in helping me to manage my fina...

PayPal is a lifeline in helping me to manage my finances. Reviewed on: 15th April 2026

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