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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 115,906 reviews, last reviewed 28th May 2026
3001800% increase in 5 star reviews
in the past 90 days
8800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and fast , it was eeficient Easy and fast , it was eeficient Reviewed on: 28th May 2026
Niloufar taheri's avatar
Niloufar taheri

Latest lowest rating:

1

Poor service. Avoid. I get fined for missing a payment. Why don't they remind me the day I need to make the payment (or the day before). I have contacted them about this b... Read more Reviewed on: 27th May 2026
Phil W's avatar
Phil W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (115906)

Very easy to use

5
Quick decision and very easy to use. The app is well thought out with all my spending clear to see and up-to-the-minute information available at the click of a button. Very happy with the service provided. Reviewed on: 11th May 2024
Djemilla's avatar
Djemilla

Easy to use.

5
Easy to use. Never had an issue. Reviewed on: 11th May 2024
Jonathan Douglas's avatar
Jonathan Douglas

Excellent Service

5
Very fair payment terms and a good credit allowance limit mean that Paypal Credit is easily one of if not the best credit provider I use. Pay in three is fantastic and the flexibility built into the product is nigh on unmatched with other products and providers. Reviewed on: 11th May 2024
Trist S's avatar
Trist S

I love PayPal - it is so quick and easy...

5
I love PayPal - it is so quick and easy to navigate Reviewed on: 11th May 2024
Elliot Harley's avatar
Elliot Harley

Paypal is my pal :)

5
I have been using paypal for over 2 years now and everytime the ease of payments, credit facility, and the guarantee that money is safe is everything I need in money matters. I once had trouble with one supply being delayed, I raised the issue with PayPal and it was a smooth resolution of the issue at both ends (buyer and seller). Reviewed on: 11th May 2024
saba z's avatar
saba z

PayPal is excellent they provide the best customer s...

5
PayPal is excellent they provide the best customer service and it's easy to use. Reviewed on: 11th May 2024
Charlie B's avatar
Charlie B

Quick resolve

5
Had a few times an issue with sellers and always been solved my problem quickly. Reviewed on: 11th May 2024
Julian B's avatar
Julian B

Paypal credit is good.

5
Paypal credit is good. But restricted on why you can use it. Unlike a credit card. Reviewed on: 11th May 2024
Denis O's avatar
Denis O

Covenient and simple to use

5
Very easy to use and allows me to pay monthly for latest mobile phones. The fact that its linked to the websites I generally like to use make things simple. Reviewed on: 11th May 2024
Craig's avatar
Craig

I got pay pal credit to purchase a dyson hoover as I...

5
I got pay pal credit to purchase a dyson hoover as I didn’t have the funds straight away. This helped me purchase and pay back. I also feel safer purchasing with PayPal credit. Reviewed on: 11th May 2024
Maddie B's avatar
Maddie B

Review PayPal: PayPal Credit now

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