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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 115,940 reviews, last reviewed 28th May 2026
3003450% increase in 5 star reviews
in the past 90 days
8800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Been using PayPal for years, do all my online purcha... Been using PayPal for years, do all my online purchases through it as more secure, So easy to use & trusted. Reviewed on: 28th May 2026
Victoria C's avatar
Victoria C

Latest lowest rating:

1

Poor service. Avoid. I get fined for missing a payment. Why don't they remind me the day I need to make the payment (or the day before). I have contacted them about this b... Read more Reviewed on: 27th May 2026
Phil W's avatar
Phil W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (115940)

Great service professional and always available.

5
Great service professional and always available. Reviewed on: 11th May 2024
Melvyn D's avatar
Melvyn D

I mostly use Paypal.

5
I mostly use Paypal. Very safe and secure and I highly recommended my family and my friends. Reviewed on: 11th May 2024
Majid Nasir's avatar
Majid Nasir

Good service but not the best

3
Great service but not the best and need improvements Reviewed on: 11th May 2024
Florin T's avatar
Florin T

Handy for bigger purchases.

5
Handy for bigger purchases, takes the fear out of buying Reviewed on: 11th May 2024
John North's avatar
John North

PayPal. My best finance option

5
Easy to use. I haven't paid for interest yet after 1 year of use. I'm very happy to have it and it's the best finance option I have right now Reviewed on: 11th May 2024
Cristian P's avatar
Cristian P

Reliable and secure service, refunds are quick and G...

5
Reliable and secure service, refunds are quick and Greta customer service Reviewed on: 11th May 2024
Edson Chikobvu's avatar
Edson Chikobvu

PayPal is international company and I am able to use...

5
PayPal is international company and I am able to use it abroad as well and very easy to use Reviewed on: 11th May 2024
Mariam G's avatar
Mariam G

Finally the freedom needed

5
I took out PayPal credit and went on some amazing holidays with the availability and freedom, introductory offer and 0% on £100+ was amazing, just be responsible and payback early Reviewed on: 11th May 2024
Nick's avatar
Nick

PayPal conversion rates could be better

5
PayPal conversion rates could be better Reviewed on: 11th May 2024
Tammy Daley 's avatar
Tammy Daley

Easy to use and great value for money.

5
Easy to use and great value for money. Reviewed on: 11th May 2024
Daneil Phillip's avatar
Daneil Phillip

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