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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

I have been using PayPal for a long time and I have...

I have been using PayPal for a long time and I have never been disappointed especially when I send the money abroad. It is a reliable, secure, and convenient service that I use frequently. I highly recommend it to anyone looking for a trusted payment platform. Reviewed on: 15th April 2026

PayPal for Peace of Mind

I use PayPal on a regular basis as it is safer than giving my bank details to lots of retailers. The website is easy to use and very clear in terms of showing what I have spent money on and what I owe each month. I have recommended it to many people. Reviewed on: 15th April 2026

Good experience makes payment easier

Good experience makes payment easier Reviewed on: 15th April 2026

Easy to use and great to be able to spread payments...

Easy to use and great to be able to spread payments over 3 months without any charges. Reviewed on: 15th April 2026

It just dies it’s thing, receive and pay easily with...

It just dies it’s thing, receive and pay easily with no hassle, the app makes it so clear and easy to manage Reviewed on: 15th April 2026

Its fast easy to use and almost everywhere online ta...

Its fast easy to use and almost everywhere online takes it. Its a great way to manage your money and get you purchases with little to no risk. Reviewed on: 15th April 2026

I love PayPal!

I love PayPal! I use it to spread purchases over 3 months interest free, I gave a debit card that gives me real money rewards for using it, and when I want to splurge but pay a little later, I use PayPal Credit to pay for my purchase (like a holiday) over 4 months interest free. In short, better than a credit card, better than short term loan, safe to transact through online platforms and customer service is excellent. Reviewed on: 15th April 2026

Love PayPal Credit

A really safe & convenient way to pay and spread the cost without expenditure getting out of hand. Reviewed on: 15th April 2026

Everything runs smoothly A plus couldn't ask for more

Everything runs smoothly A plus couldn't ask for more Reviewed on: 15th April 2026

Positive experience

Easy to use and peace of mind with the pay pal protection, i use paypal whenever I can Reviewed on: 15th April 2026

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