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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Awesome services!

I have been using PayPal for over 15 years, and I have never experienced an issue with them. Absolutely fabulous, thank you! Reviewed on: 15th April 2026

Best ever

All ways there went I need I will keep using for ever Reviewed on: 15th April 2026

I can rely on paypal

When all else fails I can rely on paypal Reviewed on: 15th April 2026

Very good and useful service.

Very good and useful service. I do have an issue with a charge and the team dealt with it without fuss. Reviewed on: 15th April 2026

Life changing!

I've never had any negative experiences with PayPal. Only positive interactions and easy and convenience if use. Reviewed on: 15th April 2026

My take on Paypal

I have been with Paypal since 2008. I have never had any cause to complain about any of their services. On top of it all, Their dispute resolution system is top notch. Reviewed on: 15th April 2026

I have been using paypal regularly for tthe past one...

I have been using paypal regularly for tthe past one year and my experience has been very positive overall. I appreciate the paypal+ pointd, everry little counts Reviewed on: 15th April 2026

Excellent

Nice and smooth, easy to use. Easy for bookkeeping Reviewed on: 15th April 2026

You doing well!

You doing well! Happy to be with you guys Reviewed on: 15th April 2026

PayPal Credit is totally awesome

PayPal has always given the best online banking services! They are truly leaders. I was swept off my feet when I was offered the PayPal credit without much hassle. It was seamless and I got my order paid for instantly by PayPal credit and on logging in to check , i saw i have credit worth £800 sitting pretty in my Paypal Credit account! I cant stop being grateful for this service , thus i highly recommend them to all for your total success. Reviewed on: 15th April 2026

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