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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 115,972 reviews, last reviewed 28th May 2026
3004950% increase in 5 star reviews
in the past 90 days
8800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use. Easy to use. All my cards in one place and PayPal credit Reviewed on: 28th May 2026
Andy B's avatar
Andy B

Latest lowest rating:

1

Poor service. Avoid. I get fined for missing a payment. Why don't they remind me the day I need to make the payment (or the day before). I have contacted them about this b... Read more Reviewed on: 27th May 2026
Phil W's avatar
Phil W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (115972)

Great choice for online uses

5
No hassle, easy to use and update pay limit Reviewed on: 11th May 2024
Xander 's avatar
Xander

Fantastic service fantastic customer service perfect...

5
Fantastic service fantastic customer service perfect as long as you pay in your alloted time your grand. Phone customer service and it was great to talked to a person on the end of the phone from Northern Ireland easy to understand and easy to talk to extremely helpful and informative Reviewed on: 11th May 2024
Memehi's avatar
Memehi

Paypal credit

5
Used for years now mainly for eBay but has since become the go to payment method. Would recommend to anyone. Easy to use and understand all transactions. App works well and has always been accessible when needed. Also when buying privately online you have some protection Reviewed on: 11th May 2024
M j boyle's avatar
M j boyle

Excellent experience

5
I have always had great experience Reviewed on: 11th May 2024
Benazir I's avatar
Benazir I

All good experiences.

5
All good experiences. What I like most is how simple it is to raise a dispute if there’s a problem. Reviewed on: 11th May 2024
Shoptillidrop's avatar
Shoptillidrop

Im happy with pay in 3 payments ;)

5
Im happy with pay in 3 payments ;) Reviewed on: 11th May 2024
Pawel J's avatar
Pawel J

PayPal credit

5
Very good if you haven’t got money upfront to pay for things Reviewed on: 11th May 2024
Melissa 's avatar
Melissa

It's so easy to use.

5
It's so easy to use. You don't have the worry of paying upfront and can easily spread the cost, and if there's a problem there is help at the end of the phone Reviewed on: 11th May 2024
Mary F's avatar
Mary F

Superb App

5
Customer Service Levels way beyond expectations Reviewed on: 11th May 2024
Casaboy 's avatar
Casaboy

So simple and easy to use.

5
So simple and easy to use. Quick for refunds. Reviewed on: 11th May 2024
Colin Pope's avatar
Colin Pope

Review PayPal: PayPal Credit now

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