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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Hi it's not a great everything by purchasing

Hi it's not a great everything by purchasing Reviewed on: 15th April 2026

Paypal is king.

Ever since i started using paypal, business transactions have gone smoothly with no delays. The app's interface is also very nice and easy to understand. Reviewed on: 15th April 2026

been using paypal for years and i love it!

been using paypal for years and i love it! i always feel so secure transferring money Reviewed on: 15th April 2026

It’s easy to use but easy to over use

It’s easy to use but easy to over use and end up paying expensive interest Reviewed on: 15th April 2026

Simple , secure , transactions and if anything goes...

Simple , secure , transactions and if anything goes wrong your covered Reviewed on: 15th April 2026

Really good and easy to get credit

Really good and easy to get credit Reviewed on: 15th April 2026

Paypal never fails

Paypal never fails, the easy way of organising your spending and the clear and accessible way to check on you incoming and outgoings. The alerts are on top and always in the loop of informing you about your account. Also, the customer service is far and beyond and so easy to get through to speak directly with one of the assistance. I can highly recommend Paypal to my associates as well as family members. So pleased to have Paypal to date. Reviewed on: 15th April 2026

Excellent service

Excellent service and I haven't had any issues that I can remember. Card was easy to set up and the offer for 0% for the first few months is fantastic. Keep up the good work and I just want to say thanks. Reviewed on: 15th April 2026

Nice easy simple to use.

Nice easy simple to use... satisfaction of being approved for credit Reviewed on: 15th April 2026

I can not praise PayPal enough!

I can not praise PayPal enough! When I've been scammed PayPal always come up trumps. Also PayPal is accepted just about everywhere. Reviewed on: 15th April 2026

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