Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (116038 reviews)

View other PayPal products

4.74

Based on 116,038 reviews, last reviewed 28th May 2026

3007850% increase in 5 star reviews

in the past 90 days

8800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal credit handy to have It is handy to be able to spread your expenses with PayPal credit Reviewed on: 28th May 2026

Latest lowest rating:

1

Poor service. Avoid. I get fined for missing a payment. Why don't they remind me the day I need to make the payment (or the day before). I have contacted them about this b... Read more Reviewed on: 27th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (116038)

PayPal Credit help me with my shopping.

PayPal Credit help me with my shopping. Reviewed on: 12th May 2024

I’ve been using PayPal for many years now, I think a...

I’ve been using PayPal for many years now, I think also the offers available with PayPal credit are excellent. Also I find PayPal a safe way to make payments and an easy way to send money around the world to friends and family. Reviewed on: 12th May 2024

Paypal is quick and easy and safe to use

Paypal is quick and easy and safe to use Reviewed on: 12th May 2024

PayPal is very good and reliable.

PayPal is very good and reliable. This has been my main means of payment for goods and services. Reviewed on: 12th May 2024

Really easy to use and can't get enough of it...

Really easy to use and can't get enough of it Reviewed on: 12th May 2024

Give various payment options, some interest free ins...

Give various payment options, some interest free installments. Reviewed on: 12th May 2024

customer service perfect

Easy to use for transactions when you need it , customer service perfect Reviewed on: 12th May 2024

PayPal is the best!

Fantastic to use, easy to navigate, brilliant when any issues arise, good customer service. Reviewed on: 12th May 2024

Average.

Average...average... how many characters you need to finish that survey?!))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))) Reviewed on: 12th May 2024

Amazing Support and easy to use

I’ve never used Credit before my first experience has come from PayPal. I must say they have made it very simple and easy to use. Also great customer service support when needed. Couldn’t be more happier with them. Amazing Reviewed on: 12th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.69 from 172 reviews
Loan
from Snap Finance 4.80 from 369 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 54884 reviews
Payments
from PayPal 4.73 from 3726 reviews
Credit card
from PayPal 4.70 from 84 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub