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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Has always been reliable and easy.

Has always been reliable and easy. A little buffer when your caught short. Awesome app and choices. Reviewed on: 15th April 2026

Never have a issue and when I contacted support imme...

Never have a issue and when I contacted support immediately response and resolved the issue Reviewed on: 15th April 2026

Being using PayPal since2003

Being using PayPal since2003 many problems sorted only once failed but shop I was mixed up with was a pain too me as much as PayPal . But must be thousands of transactions with excellent service. Keep up the good work . Reviewed on: 15th April 2026

It's quick and easy and money goes into the bank in...

It's quick and easy and money goes into the bank in seconds Reviewed on: 15th April 2026

Excellent service...

User friendly and had a query and was dealt with and resolved immediately. excellent service given Reviewed on: 15th April 2026

Excellent customer service.

Excellent customer service. Easy to pay instalments no fuss Reviewed on: 15th April 2026

Paypal the best

Always trust paypal ,when i have had a problem sorted out straight away. Would recommend to everyone Reviewed on: 15th April 2026

I have experienced a consistently reliable customer...

I have experienced a consistently reliable customer service Reviewed on: 15th April 2026

Amazing business

Always straight forward with everything Reviewed on: 15th April 2026

Excellent service

Been using your service for a number of years and you definitely surpassed my expectations. Reviewed on: 15th April 2026

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