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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

When I use PayPal I have the piece of mind that my m...

When I use PayPal I have the piece of mind that my money is protected and safe. Reviewed on: 15th April 2026

PayPal credit

Excellent service , no interest added if paid off in 4 months , credit on hand for large purchases, highly recommend Reviewed on: 15th April 2026

My experience has been great.

My experience has been great. Always get the credit that I want so know problems Reviewed on: 15th April 2026

Purchase flexibility

Great way to spread the cost of larger purchases without being tied to a 2/3 year re-payment plan Reviewed on: 15th April 2026

Easy to use

Very easy to use, fair rates, whenever I've needed to call for any help the staff go above and beyond to assist :) Reviewed on: 15th April 2026

Very easy to use and very helpful and friendly staff...

Very easy to use and very helpful and friendly staff its been useful to use Reviewed on: 15th April 2026

It is really straightforward love the pay in 3 .

It is really straightforward love the pay in 3 . The only thing I could ask for is when you use the 0% you could tap and pay that separately to. Reviewed on: 15th April 2026

A life saver, comes in so handy without debt.

A life saver, comes in so handy without debt. Reviewed on: 15th April 2026

Simple to use, available with most retailers online.

Simple to use, available with most retailers online. Reviewed on: 15th April 2026

Fast resolving an issue when you have a problem.

Fast resolving an issue when you have a problem. easy to get hold of also Reviewed on: 15th April 2026

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