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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Really good for bigger purchases and very reasonable...

Really good for bigger purchases and very reasonable interest rates Reviewed on: 15th April 2026

Easy peasy every time!

Easy peasy every time. No hassle purchasing and super simple refund processing AAAA++++ Reviewed on: 15th April 2026

Each time I have used it, it has been good and very...

Each time I have used it, it has been good and very useful. The process to pay and pay back is simple Reviewed on: 15th April 2026

Flexible payment options and great customer service

Flexible payment options with pay in 3 and credit as well as saved cards (no need to save / know card details to puschase online). We never think there will be problems, but when a flight company went in administration, I had paid for a flight via Paypal and they took care of everything and got my refund done. Reviewed on: 15th April 2026

PayPal number 1

I really like it, it’s easy to implement, very fast and convenient service. Reviewed on: 15th April 2026

The app is very good and professional

The app is very good and professional Reviewed on: 15th April 2026

Excellent service.

Excellent service. Used for 15 years without a single issue. The app and new rewards are an excellent and useful addition. Looking forward to seeing what else the company releases and how useful it will be. Reviewed on: 15th April 2026

Great - no issues!

Great - no issues! Payments sent and received swiftly Reviewed on: 15th April 2026

Reliable payment method

Always reliable & offers support for budgeting. Easy to kerp on top of payments Reviewed on: 15th April 2026

Great service

Great service….best promotion. Am loving the experience with my finance. Reviewed on: 15th April 2026

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