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PayPal: PayPal Credit reviews

4.74
Based on 116,112 reviews, last reviewed 28th May 2026
3011100% increase in 5 star reviews
in the past 90 days
8850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love using PayPal. I love using PayPal. So easy. So reliable Reviewed on: 28th May 2026
Penny H's avatar
Penny H

Latest lowest rating:

1

Bulgarian translation missing Липса на превод на български език Reviewed on: 28th May 2026
Anonymous's avatar
Anonymous

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (116112)

Have been with PayPal for years and have always had...

5
Have been with PayPal for years and have always had a great exspirence using it. Weather I'm using PayPal credit or dabbling on crypto it's easy to use and flexible. Could not be happier with them. Reviewed on: 12th May 2024

A little helping hand

5
I have used PayPal credit to by many things and I just love the way you can pay it back in smaller amounts Reviewed on: 12th May 2024

Make life a lot easier.

5
With PayPal credit I was able to purchase a brand new game computer, and the options to pay a bit every moth really helped me. Reviewed on: 12th May 2024

Seamless

5
A good way off being able to afford things without putting them on a credit card. I would recommend using PayPal especially for things like holidays etc Reviewed on: 12th May 2024

I have had a fabulous experience with PayPal credit,...

5
I have had a fabulous experience with PayPal credit, very easy to use Reviewed on: 12th May 2024

Easy to apply, pay in 4 months without intrest and s...

5
Easy to apply, pay in 4 months without intrest and some no interest plan when shopping Reviewed on: 12th May 2024

So handy to use and great service

5
So handy to use and great service Reviewed on: 12th May 2024

Confident spending

5
It's a great safe way to spend money. Problems resolved quickly. Reviewed on: 12th May 2024

Have used PayPal for years and never had any issues...

5
Have used PayPal for years and never had any issues whatsoever Reviewed on: 12th May 2024

Im really happy with PayPal Credit.

5
Im really happy with PayPal Credit. It always there when I need it and I can track everything thanks to the App Reviewed on: 12th May 2024

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