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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (116143 reviews)

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4.74

Based on 116,143 reviews, last reviewed 28th May 2026

3012500% increase in 5 star reviews

in the past 90 days

8850% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Does what it says Easy to apply for and with your credit limit your aware of how much you can add to. Reviewed on: 28th May 2026

Latest lowest rating:

1

Bulgarian translation missing Липса на превод на български език Reviewed on: 28th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (116143)

Quick and efficiant process, ita certainly helped us...

Quick and efficiant process, ita certainly helped us out during these unforgiven times of high energy bills Reviewed on: 12th May 2024

Good service

Good service, easy to use and can connect other accounts to your PayPal. Everything is in the same place and you have the choice at checkouts to use your card or your credit. Reviewed on: 12th May 2024

I use it from time to time.

I use it from time to time. It’s really good and allows me to buy essentials Reviewed on: 12th May 2024

It’s always Safe, very flexible, easy and fast to us...

It’s always Safe, very flexible, easy and fast to use via the app. Never any dramas makes online purchases a breeze Reviewed on: 12th May 2024

All good, no bad experience so far

All good, no bad experience so far Reviewed on: 12th May 2024

PayPal is great value

PayPal in 3 is great, it allows you to pay for unexpected things right now. I've used it for last minute flights and a holiday. I also sell handmade goods and it's so easy for purchases to be paid for. Then I can spend the balance or save it for something else. So easy, all you have to do is let the purchaser know your email address. Reviewed on: 12th May 2024

4 months interest free is amazing

The 4 months interest free has helped me with saving and paying for things without costing extra. The reminders of payments being due and the ability to set up automatic payments mean that I never incurred any interest charges. Reviewed on: 12th May 2024

PayPal is very secure and always ready to assist, he...

PayPal is very secure and always ready to assist, help and support Reviewed on: 12th May 2024

Nothing but grate.

Nothing but grate. Couldn't recommend enough Reviewed on: 12th May 2024

That was a fast and easy process for applying.

That was a fast and easy process for applying. Thank you Reviewed on: 12th May 2024

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