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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Everything it's easy and simple, so convenient and r...

Everything it's easy and simple, so convenient and reliable. Reviewed on: 15th April 2026

Easy process

Simple process to follow with instant decision and easy repayments Reviewed on: 15th April 2026

Great deals on credit, zero interest or pay in three

Great deals on credit, zero interest or pay in three Reviewed on: 15th April 2026

PayPal services are the most popular way to pay your...

PayPal services are the most popular way to pay your bills, I really find it helps me to keep my money safe Reviewed on: 15th April 2026

I’ve had a very positive experience using PayPal.

I’ve had a very positive experience using PayPal. It’s a convenient and easy-to-use platform that makes sending and receiving money simple, whether for personal use or business transactions. I especially appreciate how quickly payments are processed and how widely accepted PayPal is across different websites and services. Overall, I’m satisfied with PayPal and would recommend it to others looking for a reliable and secure online payment service. Reviewed on: 15th April 2026

Always easy to use and I know I am protected

Always easy to use and I know I am protected Reviewed on: 15th April 2026

Excellent Customer Service

CS are always helpful, friendly and knowledgeable Reviewed on: 15th April 2026

An easy and FAST way of paying for goods.

An easy and FAST way of paying for goods.Paypal credit has been very helpful for me also.Perfect for times when you see something you REALLY need/fancy and you don’t have the funds for a week or two Reviewed on: 15th April 2026

Great for purchasing and customer service

I always use PayPal for short term credit because it’s convenient when I don’t have the full amount for the item. Also customer service are easy to get in contact with someone to speak to. On the few occasions that I have had issues with products I have purchased. When I have contacted PayPal customer service they have been very helpful. The customer service team have been understanding and helpful in resolving my issue. The PayPal physical card is fantastic idea so now I can pay with PayPal away from my PC. Reviewed on: 15th April 2026

Quick and easy.

Quick and easy. Security is good aswell. Reviewed on: 15th April 2026

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