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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (116171 reviews)

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4.74

Based on 116,171 reviews, last reviewed 28th May 2026

3013800% increase in 5 star reviews

in the past 90 days

8850% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Exceptional Service Never had any issues whilst using Payoal until recently I made a purchase from what I thought was a legitimate site. One simple phone call sorted ever... Read more Reviewed on: 28th May 2026

Latest lowest rating:

1

Bulgarian translation missing Липса на превод на български език Reviewed on: 28th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (116171)

Good service would recommend for spreading the cost...

Good service would recommend for spreading the cost of larger purchases Reviewed on: 12th May 2024

Good Status

Its a great way of buying things Reviewed on: 12th May 2024

OmarAhmad

Very they cant wait money they church me quickly Reviewed on: 12th May 2024

PayPal Credit is very useful

PayPal Credit has been very useful, especially with pay in three options and how I can pay early if needed. In addition having 0% rates on certain products is perfect and really helps relax any money issues! Reviewed on: 12th May 2024

Easy to set up and manage, an excellent tool!

I love the option to pay back interest free if the bill is payed by a certain date. The ability to set up various payment methods and flexible payment plans is also excellent, it's a very useful tool for me as an active buyer and gives breathing room for repayment. Reviewed on: 12th May 2024

Nice for quick credit for short term 0% intrest

Nice for quick credit for short term 0% intrest Reviewed on: 12th May 2024

Reliable service that never fails.

Reliable service that never fails. Reviewed on: 12th May 2024

Excellent experience.

Excellent experience. Its been wonderful having paypal. Reviewed on: 12th May 2024

Great service !!!

Using paypal credit for online purchases gave me flexiblity with cost living crisis. Reviewed on: 12th May 2024

Always there when and if you need them

Always there when and if you need them Reviewed on: 12th May 2024

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