Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

PayPal give you more value on credit and interest th...

PayPal give you more value on credit and interest than the regular credit card. If you make a purchase of over £100 or more you get 4 month interest free to clear the it. Reviewed on: 15th April 2026

Paypal is my dream !

Amazing and very easy ! I used for every my dreams ! I recommend 100% ! Reviewed on: 15th April 2026

Using PayPal to pay to all the website watt is using...

Using PayPal to pay to all the website watt is using this method pay in 3 or credit is amazing and help me allot with my shopinng the most important I can buy and my dream products and pay over time.. Is the best way to pay.. Much better than any credit card. Reviewed on: 15th April 2026

PayPal is always there when o need it, quick and fle...

PayPal is always there when o need it, quick and flexible. Reviewed on: 15th April 2026

Love paypal credit.

Love paypal credit. Allows me to purchase without upfront payments and gives me 0% interest options for more affordable shopping. Easy to message and get help when needed. A lot of options available Reviewed on: 15th April 2026

Got a problem before as item not received.

Got a problem before as item not received. PayPal refund it ASAP. A really great experience. Reviewed on: 15th April 2026

Easy to use and very helpful for home puchases

Easy to use and very helpful for home puchases Reviewed on: 15th April 2026

Shopping

It’s been a few years with PayPal they offer a seemless way to pay for items online without the need to always have your card. They also have interest free payment plan to pay for items great and convenient overall .I will recommend paypal Reviewed on: 15th April 2026

Was resolved perfectly when I had a fraudulent trans...

Was resolved perfectly when I had a fraudulent transaction Reviewed on: 15th April 2026

Used PayPal man many times.

Used PayPal man many times. Probably about 10 years. No issues at all Reviewed on: 15th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.72 from 3854 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Loan
from Snap Finance 4.81 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101312 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub