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PayPal: PayPal Credit reviews

4.74
Based on 116,190 reviews, last reviewed 29th May 2026
3014600% increase in 5 star reviews
in the past 90 days
8850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Paypal is very secure and safe which I really apprec... Paypal is very secure and safe which I really appreciate as I can trust them with my personal details. The customer service is always ready to assist Reviewed on: 29th May 2026
Eugenia R's avatar
Eugenia R

Latest lowest rating:

2

Worst customer service. Been trying to use my new PayPal credit card for an online purchase but not been able too due to "security checks" I've passed them all but still get ... Read more Reviewed on: 29th May 2026
Unknown 's avatar
Unknown

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (116190)

It’s been very fantastic all the way.

5
It’s been very fantastic all the way. Easy to to use and very secured. Reviewed on: 12th May 2024

Very good

5
Paypal credit is very very good to have. You can pay for things, sometimes without paying much, if any interest. Customer service team is always ready to resolve any issues in a polite and satisfying manner. Reviewed on: 12th May 2024

PayPal protects from scammers.

5
If I can pay with PayPal I fee protected from scammers. Reviewed on: 12th May 2024

PayPal.. PayPal credit!

5
PayPal has been a great asset to me & I rarely encounter a problem.. but when I have it’s been resolved promptly & fairly thanks PayPal Reviewed on: 12th May 2024

It's really easy to use

5
I've been using PayPal for a couple of decades now and never had an issue, it's just easy to use Reviewed on: 12th May 2024

Using PayPal I know I’m always safe.

5
Using PayPal I know I’m always safe. I will never buy anything if I can’t use PayPal. Reviewed on: 12th May 2024

Best third party app I have ever used

5
Best third party app I have ever used Reviewed on: 12th May 2024

PayPal credit is very useful.

5
PayPal credit is very useful. I have used this on many occasions Reviewed on: 12th May 2024

PayPal is a robust lender with clear terms and fees.

5
PayPal is a robust lender with clear terms and fees. The pay later and pay in 3 instalment options are a great way to manage purchases. PayPal is a widely accepter online payment solution and is easy and convenient to use over different devices. Reviewed on: 12th May 2024

Just really straightforward, no hassle

5
Just really straightforward, no hassle Reviewed on: 12th May 2024

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