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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Have never had an issue, easy to use and good custom...

Have never had an issue, easy to use and good customer service Reviewed on: 15th April 2026

Never had any problems with PayPal,

Never had any problems with PayPal, Reviewed on: 15th April 2026

It's has greatly help me with good credit limit and...

It's has greatly help me with good credit limit and the payment plan is so convenient. Reviewed on: 15th April 2026

Very secure and easy way to pay.

Very secure and easy way to pay. It is safe to use for online transactions. Reviewed on: 15th April 2026

PayPal Purchases

I love to complete purchases with PayPal due to refund process, which is easily done. Reviewed on: 15th April 2026

Speadable payment options is priceless

I absolutely love the ability to spread payments interest free over a short period of time and helps me with budgeting. This is priceless Reviewed on: 15th April 2026

Easy to use, fast and efficient.

Easy to use, fast and efficient. Safe to send money to family and friends and buy with confidence online. Reviewed on: 15th April 2026

Really easy to use and manage your accounts

Really easy to use and manage your accounts Reviewed on: 15th April 2026

Peace of Mind

I am using Paypal since 2008 its very secured and safe for online shopping its peace of mind for online transactions Reviewed on: 15th April 2026

Good and simple to use

very easy to use, clear and simple. customer service is always great if there is a question or need help with something. Reviewed on: 15th April 2026

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