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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Have always been impressed with the ease, efficiency...

Have always been impressed with the ease, efficiency of using paypal Reviewed on: 15th April 2026

Quick and easy Never had an issue.

Never had an issue. Always straightforward and safe way to pay Reviewed on: 15th April 2026

Pay pal experience

Pay pal make life easier! easy to work with, and quick to contact if in any doubt , customer service are very helpful and considerate, they also explain and answer any queries you have . Pay pal consider their customers first and make life and payments straightforward , affordable and enjoyable so you can have the little luxuries in life Reviewed on: 15th April 2026

PayPal Credit is a valued tool in my armoury to navi...

PayPal Credit is a valued tool in my armoury to navigate through extra costs in my day to day expenses. It is easy to use and can be a great help when on a fixed income. Reviewed on: 15th April 2026

Highly recommend!

Paypal credit offers an easy, accessible experience with the usual protections you get through purchasing via Paypal. Customer service have also always been incredibly helpful anytime I have needed to speak with them, and my query has always been fully resolved. Reviewed on: 15th April 2026

Great services and products at competitive prices.

Great services and products at competitive prices. Hoping the rewards scheme does come with actual real life rewards that are useful & should have levels. Keep up the good work and don't forget your customers!! Reviewed on: 15th April 2026

Easy to use App, good customer service

Easy to use App, good customer service Reviewed on: 15th April 2026

Paypal gives me security with payments and additiona...

Paypal gives me security with payments and additional options for larger purchases so I can spread the cost Reviewed on: 15th April 2026

PayPal is universal and the customer service team ar...

PayPal is universal and the customer service team are always there to assist and support you in any situation. The application process is very straightforward and easy to follow. Reviewed on: 15th April 2026

Very easy to use, just being redirected to PayPal we...

Very easy to use, just being redirected to PayPal website, few clicks and payment done Reviewed on: 15th April 2026

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