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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Very powerful and always look after there customers...

Very powerful and always look after there customers and very secure site to use for almost everything strongly suggest that everyone need to have PayPal for life Reviewed on: 15th April 2026

Very user friendly snd efficient app easy to use

Very user friendly snd efficient app easy to use Reviewed on: 15th April 2026

Great for the collector

Easy to apply and very flexible. It's been a godsend for more expensive purchases, especially as a physical media collector Reviewed on: 15th April 2026

Had never any issues, best service

Had never any issues, best service Reviewed on: 15th April 2026

I have had no problem yet so it's all good...

I have had no problem yet so it's all good from my end Reviewed on: 15th April 2026

Very easy to use and set up.

Very easy to use and set up. Purchased electronics and the checkout was instant Instant decision and made my purchase easy Reviewed on: 15th April 2026

They are always reliable and the interest rate is qu...

They are always reliable and the interest rate is quite reasonable compared to other creditors Reviewed on: 15th April 2026

I could afford my holidays and shoppings

I could afford my holidays and shoppings Reviewed on: 15th April 2026

Fantastic

Easy and reliable, excellent customer service Reviewed on: 15th April 2026

Never had any issues

Never had any issues paying with it or paying money back Reviewed on: 15th April 2026

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