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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Find PayPal really helpful.

Find PayPal really helpful. If any scams or any problems, PayPal do there best to sort it all out. Reviewed on: 15th April 2026

Great to use to spread the cost of a purchase.

Great to use to spread the cost of a purchase. Easy to track and pay back on the app. Makes shopping easy breezy and means I can get what I need and make returns without paying for everything upfront. Reviewed on: 15th April 2026

One of my favourites

Never had an issue; PayPal is great for larger purchases with their interest free timescales suits me well. Reviewed on: 15th April 2026

amazing service!!

amazing service, lovely customer service staff. Reviewed on: 15th April 2026

I good experience a credit shop give me a pay pal .

I good experience a credit shop give me a pay pal . My bank don't give for me credit card. PayPal help to me bad time . Reviewed on: 15th April 2026

I’ve been with PayPal a LONG TIME and always been ha...

I’ve been with PayPal a LONG TIME and always been happy with the way I’ve been treated Reviewed on: 15th April 2026

Very happy with all services

Nothing negative to point out. Easy payment process Reviewed on: 15th April 2026

Now days PayPal offer debit and credit card with a p...

Now days PayPal offer debit and credit card with a payment system which gives you coin can be converted into real money very easy to use Reviewed on: 15th April 2026

Very smooth processes and easy to navigate app and w...

Very smooth processes and easy to navigate app and website Reviewed on: 15th April 2026

I feel very secure when I use PayPal.

Whenever I need to make payments to new online businesses, I feel much more confident using PayPal because of the guarantee and security it provides. I also value that I can always contact customer service if needed, which gives me extra peace of mind. Reviewed on: 15th April 2026

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