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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

PYPAL IS THE WAY any problems they sort it no messing

Well paypal is the way it's safe and if there's any fraud going on Paypal won't stand for it and they will give you your money back they are very good at fighting your case I would highly recommend Reviewed on: 15th April 2026

Easy to use

Easy to use and very quick also comes in handy especially with larger purchases to have a back up plan and use PayPal credit Reviewed on: 15th April 2026

I've used paypall alot over the last 12 months and i...

I've used paypall alot over the last 12 months and its been brilliant. Pay in 3 or even credit. Reviewed on: 15th April 2026

I have been using PayPal credit for a while now, nev...

I have been using PayPal credit for a while now, never had a y issues. I would highly recommend. Reviewed on: 15th April 2026

Customer service is always helpful and on point, I'v...

Customer service is always helpful and on point, I've never had a bad thing to say. I try to use PayPal for most of my higher expenses, as its a trustworthy service. Reviewed on: 15th April 2026

I am very trusting used the paypal and very good spl...

I am very trusting used the paypal and very good split cost interest free Reviewed on: 15th April 2026

Helping to mange your finances with purchase

Helping to mange your finances with purchase Reviewed on: 15th April 2026

Pay Pal review R.D.

I find if great that I can use PayPal for buying items and be covered by the fact the company also uses it. That's something I always look for so I know it's not a scam. Pay Pal credit is also something I find helpful and I have just used it to book my summer holidays. I would recommend toy friends the PayPal app as it's a perfect feature on my phone for help with anything to do with my account. Definitely a 5* iny book! Reviewed on: 15th April 2026

its good, easy to use and they offer flexible financ...

its good, easy to use and they offer flexible finance options Reviewed on: 15th April 2026

A great provider!

I havent really had any major issues just so easy to use, and any small issues I've had has been resolved quickly and efficiently! Can't complain! Reviewed on: 15th April 2026

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