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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Absolutely love PayPal.

Absolutely love PayPal. Payi n 3 is super handy, PayPal finance is easy to apply for and manage. The best provider of its kind Reviewed on: 15th April 2026

I used it to buy merchandise it was very easy to set...

I used it to buy merchandise it was very easy to set up and I was able to pay it back just as easily too Reviewed on: 15th April 2026

Perfect and easy

Have had no issues with using PayPal credit would recommend to a friend. Quick and easy to use! Just fabulous. Reviewed on: 15th April 2026

Easy transactions good to use i have used this build...

Easy transactions good to use i have used this build my credit and its not to much. Reviewed on: 15th April 2026

Safe and Reliable

It’s safe buying things online and sending money too Reviewed on: 15th April 2026

PayPal is the best !

PayPal is the best ! I have been with PayPal for over 15years and they have always demonstrated excellent customer service. The new products introduced are awesome and make PayPal a favourite choice for me. Reviewed on: 15th April 2026

I feel safe when using PayPal plus the refund policy...

I feel safe when using PayPal plus the refund policy is good too Reviewed on: 15th April 2026

People are great, the value for money is great, the...

People are great, the value for money is great, the app needs a serious update Reviewed on: 15th April 2026

PayPal feedback

Love using PayPal its great for providing payment breakdowns and also keeps money safe when buying online Reviewed on: 15th April 2026

Very easy to use.

Very easy to use. App is easy to use too! Never had a problem. Money is sent quickly (instantly in most cases!) Reviewed on: 15th April 2026

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