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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

It overall excellent as I was able to use outside UK...

It overall excellent as I was able to use outside UK on my Apple Pay Reviewed on: 15th April 2026

Very good deals for long term payments, often 0% fee...

Very good deals for long term payments, often 0% fee for the first few months which helps saving money Reviewed on: 15th April 2026

Staff are brilliant with queries and always so posit...

Staff are brilliant with queries and always so positive Reviewed on: 15th April 2026

Makes me feel safe,

Makes me feel safe, when buying online ,never had any problems Reviewed on: 15th April 2026

It was quick and easy to set up and even...

It was quick and easy to set up and even easier to use Reviewed on: 15th April 2026

Very good with a minor issues

The only problem I experienced, was a very long wait for my refund. I think it went on for over 2 months which is not ideal. I did get it at the end. Reviewed on: 15th April 2026

Helped me out when needed

Helped me out when needed. Very friendly staff and when something went wrong they sorted it fast Reviewed on: 15th April 2026

Love paypal credit

PayPal credit is so easy to set up, and love you can have interest free for four months, it helps me afford items I would otherwise have to wait months for. Reviewed on: 15th April 2026

Easy Peasey

Easy to buy, has many options with paypal credit and can pay min monthly and have no charges and very easy and convenient to use Reviewed on: 15th April 2026

Very good service, very convenient

Very good service, very convenient Reviewed on: 15th April 2026

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