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PayPal: PayPal Credit reviews

4.74
Based on 115,017 reviews, last reviewed 27th May 2026
2959850% increase in 5 star reviews
in the past 90 days
8800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The pay later has really helped me The pay later has really helped me Reviewed on: 27th May 2026
Liam Broadbent's avatar
Liam Broadbent

Latest lowest rating:

1

Poor service. Avoid. I get fined for missing a payment. Why don't they remind me the day I need to make the payment (or the day before). I have contacted them about this b... Read more Reviewed on: 27th May 2026
Phil W's avatar
Phil W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (115017)

Nice and easy

5
Credit with no hassle. From very beginning fully online, paperless and flexible. Reviewed on: 11th August 2022

Easy and simple

5
Using PayPal and it's credit service is easy Reviewed on: 11th August 2022

paypal credit

5
Very good service, easy ,reliable payments. Reviewed on: 11th August 2022

Cool

5
Awesome awesome awesome awesome awesome Reviewed on: 11th August 2022

Gets me what i want when i want it.

5
It's been really easy to use. safe and convenient to use. Reviewed on: 11th August 2022

Great finance facilities

5
Great finance facilities. Very flexible and widely available to use on majority of purchases. Reviewed on: 11th August 2022

Amazing

5
Just amazing how it works also very helpful Reviewed on: 11th August 2022

Amazing

5
Completely hassle free money borrowing service Reviewed on: 11th August 2022

Great!

5
Easy to use. Good services.Great mobile app. Reviewed on: 10th August 2022

I love shopping with PayPal!

5
This is great idea with PayPal credit. You can order many sizes of things and check there are good or not and pay later. I love this! Reviewed on: 10th August 2022

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