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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 115,051 reviews, last reviewed 27th May 2026
2961450% increase in 5 star reviews
in the past 90 days
8800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great value for money service. A great value for money service. Enables to spread payment interest free. Peace of mind. Reviewed on: 27th May 2026
Kay R's avatar
Kay R

Latest lowest rating:

1

Poor service. Avoid. I get fined for missing a payment. Why don't they remind me the day I need to make the payment (or the day before). I have contacted them about this b... Read more Reviewed on: 27th May 2026
Phil W's avatar
Phil W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (115051)

Best

5
Great experience, easy to use and easy to pay. Reviewed on: 11th August 2022
Alexsander Rodrigues Avila's avatar
Alexsander Rodrigues Avila

Good

5
I have had no problems with PayPal or using their app. They have good offers like no interest fees for 3mnths etc. They have paid out when a product did not arrive. I have been using them for years. Reviewed on: 11th August 2022
Isobelle Tyler's avatar
Isobelle Tyler

Very good

5
Handy to use. Easy approval. Easy to repay select amount etc. couldn’t recommend more . Reviewed on: 11th August 2022
Tjr's avatar
Tjr

Best credit

5
I am so happy that I choose PayPal credit ! I use this PayPal credit for my business when my clients delayed they payment! Reviewed on: 11th August 2022
Elena's avatar
Elena

Easy to use always at hand

4
Quick and easy way to pay with credit at almost any online checkout Reviewed on: 11th August 2022
Adam Kiraly's avatar
Adam Kiraly

Very reliable and fair

5
Been using PayPal for online purchases for a while. Very fair and keeps my money and purchases safe. Reviewed on: 11th August 2022
Davey Murphy's avatar
Davey Murphy

One of the best out there!

5
Very clear terms, easy to use, great support when I've contacted them too. Can't fault them really. Reviewed on: 11th August 2022
DTGx90's avatar
DTGx90

Simple, effective and easy to use

5
I was initially sceptical of using PayPal credit but after biting the bullet its been my go to for online purchases. It offers protection and any website that supports PayPal can also take PayPal credit. It's as easy as choosing the payment method once you login and you're away. PayPal credit also throws deals your way to make purchases so much easier to decide on. Highly recommended. Reviewed on: 11th August 2022
Rik Jones's avatar
Rik Jones

Fantastic & easy to use

5
PayPal credit has been there when I’ve needed it most. It’s super convenient & easy to use! The app is fantastic & super handy to help keep track of spending, payments, budget & statements etc. sometimes I don’t know what I would have done without it - it’s able to be used on multiple websites which is amazing! Can’t rate it highly enough. Reviewed on: 11th August 2022
misswhitelegg@gmail.com's avatar
[email protected]

No fuss

5
Paypal credit is a way to pay for big purchases with interest free, no fuss and quibble free Reviewed on: 11th August 2022
Anonononymous's avatar
Anonononymous

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