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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

10/10 all round!

10/10 all round! Easy and quick to make payments! Reviewed on: 15th April 2026

Easy short term finance

The whole process is simple and intuitive. Reviewed on: 15th April 2026

Very helpful and straight forward

Very helpful and straight forward Reviewed on: 15th April 2026

Paypal have been incredible for my budgeting

Paypal have been incredible for my budgeting Reviewed on: 15th April 2026

Efficient and good customer service

Efficient and good customer service Reviewed on: 15th April 2026

Easy to use, great security also.

Easy to use, great security also. Reviewed on: 15th April 2026

Very easy to use and good

Very easy to use and good protection Reviewed on: 15th April 2026

Easy transactions tracking and purchases.

Easy transactions tracking and purchases. Reviewed on: 15th April 2026

Good experience.

Good experience. I have no issues with paypal Reviewed on: 15th April 2026

professionalism throughout at all times, whatever th...

professionalism throughout at all times, whatever the issue is it gets resolved as quickly as possible Reviewed on: 15th April 2026

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