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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

PayPal for today

Fast efficient service professional no issues easy to communicate Reviewed on: 15th April 2026

Very easy to use and helpful when things go wrong

Very easy to use and helpful when things go wrong Reviewed on: 15th April 2026

Always understanding good Customer service

Always understanding good Customer service Reviewed on: 15th April 2026

Quick and easy to purchase goods using PayPal, pay i...

Quick and easy to purchase goods using PayPal, pay in 3 which is a great help to keeping within a budget without having to pay interest. Reviewed on: 15th April 2026

Paypal is my go to for paying online

Have been with PayPal for many years , never had any issues, any queries I have have been dealt with quickly , easy to navigate website and PayPal interest rates not too high , love the different ways to pay also , PayPal credit and the pay in 3 , great , will hopefully be with PayPal for many more years to come Reviewed on: 15th April 2026

Been using pay pal for over 20 years now and never h...

Been using pay pal for over 20 years now and never had a problem with them. Their customer service is excellent. They are always bringing in new products to help their customers. Reviewed on: 15th April 2026

Very helpful

Can use PayPal for more purchases now, as can use a card as well, very handy paying later, use it a lot Reviewed on: 15th April 2026

I totally happy use PayPal.

I totally happy use PayPal.Essay and simple Reviewed on: 15th April 2026

It's a relief for me to have paypal credit, it makes...

It's a relief for me to have paypal credit, it makes easier for shopping. Reviewed on: 15th April 2026

PayPal - The way up

With PayPal I have been able to save more and get points using my cards Reviewed on: 15th April 2026

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