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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (115094 reviews)

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4.74

Based on 115,094 reviews, last reviewed 27th May 2026

2963400% increase in 5 star reviews

in the past 90 days

8800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

helps attain without pain Easy to use and helps attain without pain . Bite size chunks of repayments makes a quicker smarter way to repay. Reviewed on: 27th May 2026

Latest lowest rating:

1

Poor service. Avoid. I get fined for missing a payment. Why don't they remind me the day I need to make the payment (or the day before). I have contacted them about this b... Read more Reviewed on: 27th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (115094)

No interest for 3-4months

I love spending through PayPal credit. Its gives me security when purchasing online. I like how scammers can't get my money instantly. Best part is no interest and installment payment if purchases are above certain price. Thank you PayPal. Reviewed on: 11th August 2022

Well managed and affordable

I use PayPal credit alot. It has helped me get essential items at affordable repayments. Being disabled and things very expensive it's a lifesaver. Reviewed on: 11th August 2022

Fuss free lending

I absolutely love using PayPal credit. It gives me time to pay for larger items over 4 months. Reviewed on: 11th August 2022

Easy & quick to Set Up

Easy & quick to set up, uses existing payment methods or add a new one. Your in control of your credit and payments. Reviewed on: 11th August 2022

Easy and very handy

It has helpd me stay safe purchasing things on the internet and the easy payment makes life easier too Reviewed on: 11th August 2022

paypal a real Pay Pal

Paypal really is a pay pal so easy to use Full protection against scammers when you use the PayPal credit system Payments are automatically sent so no missed payments Easy access to help whenever you need it I have so much faith in the Paypal Credit system its the only type i recommend because i never make recommendations for anything Reviewed on: 11th August 2022

secured, fast and reliable

paypal never let me down, always there to help those in need Reviewed on: 11th August 2022

Good laid back credit!

Easy to apply for and manage, with no clunky apps or long payment processing delays! Reviewed on: 11th August 2022

PayPal is always a great option

PayPal Credit has allowed me to spread the cost of important purchases without incurring high-interest payments. Reviewed on: 11th August 2022

Great way to pay

Very helpful with 0% interest for 4 months! Reviewed on: 11th August 2022

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