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PayPal: PayPal Credit reviews

4.74
Based on 114,766 reviews, last reviewed 26th May 2026
2948250% increase in 5 star reviews
in the past 90 days
8750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and easy to use. Really good and easy to use. Makes it helpful to spread payments when needed and everything is simple to manage through the app. Reviewed on: 26th May 2026
Jurgen P's avatar
Jurgen P

Latest lowest rating:

1

Their credit is a RIP-OFF. Their credit is a RIP-OFF. I ordered an item which ended up out of stock. By the time I was told that it was out of stock and cancelled the item, payp... Read more Reviewed on: 26th May 2026
nachtsmeer's avatar
nachtsmeer

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (114766)

Extremely Efficient Service

5
PayPal makes it very easy and simple to apply for credit. I desperately needed some credit as I was short on paying my tuition fees, PayPal’s credit helped me to pay my fees and guess what it is interest free for 4 months to use credit. I appreciate your help. Reviewed on: 9th July 2022

Simple and clear

5
Really happy with PayPal credit. Simple and straightforward to use across multiple platforms. Reviewed on: 9th July 2022

Very happy

5
I have used this service for many years and have no issues. I like the added proctection with Paypal and any claims are dealt quickly. Reviewed on: 9th July 2022

Manageable to use

5
So happy to use my paypal credit you are relax anytime time you feel and want to shop and repay it till due date.with the zero interest. Reviewed on: 9th July 2022

The best product

5
Very helpful when needed Reviewed on: 9th July 2022

PayPal Credit

5
Fast, reliable and trusted. Payment are made in a matter of seconds and by far the best credit lender out there. Reviewed on: 9th July 2022

Good

5
It’s good I have been using PayPal for last 15 years. It’s a Good service. Reviewed on: 8th July 2022

Good for purchasing more flexibly and also PayPal credit option is everywhere available.

5
Excellent for purchasing hassle free payments and also best experience with online retailers. Reviewed on: 8th July 2022

4 months interest free

5
Nothing more simple and a much better deal than any other credit facility. Love the 4 months interest free! Reviewed on: 8th July 2022

PayPal best credit provider

5
Have dealt with PayPal for some time and found the company to be helpful and customer service is excellent. My sons put me on to this and glad they did. Reviewed on: 8th July 2022

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