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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Great credit company.

Great credit company. Well trusted and secure. Reviewed on: 15th April 2026

Always very good!

Always very good! Easy repayments low interest and no issues ever, would happily use again! Possibly the best online credit service you can use. Reviewed on: 15th April 2026

Easy and safe

Easy to use and 0 percent is great Reviewed on: 15th April 2026

Good service

Very services I love paying with pay pall ! And secure Reviewed on: 15th April 2026

Trusted and efficient service

Transactions are processed quickly, and I particularly appreciate the high level of security and buyer protection that PayPal offers. Reviewed on: 15th April 2026

App is user friendly and reward system is great!

App is user friendly and reward system is great! Reviewed on: 15th April 2026

Had no issues, straightforward to use and set up, 0%...

Had no issues, straightforward to use and set up, 0% for 4 months perfect for my use. Reviewed on: 15th April 2026

Love my PayPal account

Easy to navigate and plenty of options for re payment. I particularly like the pay in 4 months interest free and the new point scheme and the rewards offered. I have had a PayPal account for many years, at first just for eBay payments etc but I now use it for a lot of my online shopping because it’s safe Reviewed on: 15th April 2026

Love using Paypal credid on biger purchase, easy to...

Love using Paypal credid on biger purchase, easy to set up and manage... Reviewed on: 15th April 2026

Great experience so far with PayPal wish I could pay...

Great experience so far with PayPal wish I could pay off balances quicker but a few days isn’t bad, really quick to use straight in my apple wallet for when I’m out and about. Just fast to tap and go which is great and easy online too with there Authenticator which is just a tap too. Reviewed on: 15th April 2026

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