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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (113932 reviews)

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4.74

Based on 113,932 reviews, last reviewed 25th May 2026

2909750% increase in 5 star reviews

in the past 90 days

8550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal credit has been helpful to me and the custome... PayPal credit has been helpful to me and the customer service is easily accessible. I once had a situation where I was charged £12 or a little above t... Read more Reviewed on: 25th May 2026

Latest lowest rating:

1

Just rubbish. Just rubbish. Would not recommend, interest rate is high and traps you. Reviewed on: 24th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (113932)

Honestly, I never struggle to get in touch with them

Always they remained me to pay the credit to avoid any interest fees, on top of that usually give me a 4 months window to pay back when i spend more than 1000 Reviewed on: 13th June 2022

It's absolutely AWE-SOME!!!!!!

What more could anyone want? You have a perpetual 4 months of 0% interest! This is better than all the other credit cards that just offer you an interest free period when you first join. Forget that! This has blown the competition! Reviewed on: 13th June 2022

My PayPal

Been using PayPal now for a few years and found it easy to use in fact I use it almost every time I check out on line Reviewed on: 13th June 2022

Purchase with Peace of Mind

PayPal Credit Provides the Ability to buy those extra little bits of happiness with peace of mind. Reviewed on: 13th June 2022

Good help

PayPal Credit its very good help and let us pay later without interest, I always use PayPal and I been recommended to my friends and family, thank you for your good service with your customer's.. Reviewed on: 13th June 2022

Great

Always use PayPal great stuff would Always recommend to s friends Reviewed on: 13th June 2022

Good

Best service provider! Had only wonderful experiences Reviewed on: 13th June 2022

Top company

Easy to use, fair company and great customer services Reviewed on: 13th June 2022

Extends my everyday purchases

We all need a little extra help nowadays for the essential and unexpected purchases. Paypal credit helps in many ways.... Reviewed on: 13th June 2022

Pleasure to deal with

Great to deal with and no hassles Reviewed on: 13th June 2022

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