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PayPal: PayPal Credit reviews

4.73
Based on 181,155 reviews, last reviewed 5th Oct 2026
75% decrease in 5 star reviews
in the past 90 days
73% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026
tank's avatar
tank

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181155)

Reliable paypal

5
I've never had an issue with PayPal any problems have are sorted very quickly and with ease and repayment are manageable and under your contract ntrop Reviewed on: 15th April 2026

They're OK.

4
They're OK. Customer Service, as with every organisation these days, can be mixed. So good things, sometimes they get it wrong Reviewed on: 15th April 2026

Easier way to pay

5
PayPal helps me pay for things before payday and makes it an easier way to buy expensive items and pay off Reviewed on: 15th April 2026

Easy and very straight forward to use

5
Easy and very straight forward to use Reviewed on: 15th April 2026

Paypal is very reliable and has good and accessible...

5
Paypal is very reliable and has good and accessible customer service Reviewed on: 15th April 2026

More great products...

4
Never let me down and with even more great products Reviewed on: 15th April 2026

I like to use PayPal for all payments as I can rely...

5
I like to use PayPal for all payments as I can rely on it being a safe payment. It’s easy secure and any problems dealt with quickly. Reviewed on: 15th April 2026

I’ve been using PayPal credit for over 10 years, mak...

5
I’ve been using PayPal credit for over 10 years, making full use of their 0% Interest for 4 months, making large purchases less stressful to pay back Reviewed on: 15th April 2026

Very good.

5
Very good as paypal has a lot of interest free instalment plans that helps you buy and pay off in good time. Reviewed on: 15th April 2026

Happy Customer

5
I have never had any problems I am a satisfied customer Reviewed on: 15th April 2026

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