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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Great experience so far.

Great experience so far. I have only used this for a few months but it's been great so far Reviewed on: 15th April 2026

Very good service always very helpful

Very good service always very helpful Reviewed on: 15th April 2026

Effective excellent That's okay Fast and quick

Effective excellent That's okay Fast and quick Reviewed on: 15th April 2026

Any problems just let them know and it will be sorte...

Any problems just let them know and it will be sorted out professionally Reviewed on: 15th April 2026

PayPal credit is great

PayPal helps me being able to buy things and then pay once I get paid using PayPal credit. I find PayPal quick and easy to use and if I've every had any problems with purchasing items they have resolved it quickly Reviewed on: 15th April 2026

Excellent service

Excellent service as always appreciate the prompt response Reviewed on: 15th April 2026

Easy to use, have had no issues.

Easy to use, have had no issues. Can mange easily through the app. Reviewed on: 15th April 2026

Fantastic

Never had any issues. Love the PayPal pay in 3, always useful near the end of the month Reviewed on: 15th April 2026

Pleasure to use and the app is so easy to...

Pleasure to use and the app is so easy to use Reviewed on: 15th April 2026

I use PayPal for all my purchases as it gives me the...

I use PayPal for all my purchases as it gives me the chance to make 4 interest free payments or spread it over longer periods. Reviewed on: 15th April 2026

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