Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

View other PayPal products

4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Quick easy access, secure and great to spread costs

I use paypal regularly when I dont want to share card details. The pay in 3 and 0% for 4 month offers are the best in the market great idea! I cant really comment to much on customer service as I have not made many enquiries. Reviewed on: 15th April 2026

Really great!

Really great!, the service has always been really friendly and useful Reviewed on: 15th April 2026

Great to use

Used for years never let me down Reviewed on: 15th April 2026

Used PayPal for several years now and very happy wit...

Used PayPal for several years now and very happy with the service. Reviewed on: 15th April 2026

Nice app

I've been using PayPal products for two years+ and I've been very happy with the speed of transfers and cashback Reviewed on: 15th April 2026

Safeand perfection

Reliable and easy tu use. Security Reviewed on: 15th April 2026

Love the 4 month credit term.

Love the 4 month credit term. Helps out in an emergency. Reviewed on: 15th April 2026

PayPal review

Never had a problem with PayPal works well every time Reviewed on: 15th April 2026

It’s been all positive even when a problem arises

It’s been all positive even when a problem arises Reviewed on: 15th April 2026

Flexible Credit Options

I am using paypal for sending and receiving money, as well as paypal credit for BNPL. Reviewed on: 15th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Payments
from PayPal 4.71 from 3854 reviews
Very Pay
from Shop Direct 3.66 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101313 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub