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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (113997 reviews)

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4.74

Based on 113,997 reviews, last reviewed 25th May 2026

2912800% increase in 5 star reviews

in the past 90 days

8550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great trust in PayPal I have used PayPal for May years . I have always had a good experience and the new services that have evolved are great and trusted Reviewed on: 25th May 2026

Latest lowest rating:

2

Standards dropping PayPal used to have a good reputation for protecting purchases but the standards have dropped. Reviewed on: 25th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (113997)

Easy & Simple

This a straight forward way to borrow money and control your finances. I find it difficult due to my brain damage, Pay Pal is the one outlet I have had no problems with. Reviewed on: 13th June 2022

Easy to use

I had no issues whatsoever using it. Reviewed on: 13th June 2022

Quick,simple affordable

Honestly one of the quickest and most affordable credit providers Reviewed on: 13th June 2022

Great interest rate

Great service provider, good interest rate, overall very happy , I would recommend it to anyone Reviewed on: 13th June 2022

Very good

Always protecting your money keep safe and easy shopping Reviewed on: 13th June 2022

Hasznalat

Szeretem használni, mert megkönnyíti a fizetést. Reviewed on: 13th June 2022

I love it

Since I have been using it ,I am relax that my goods will be deliver in good condition Reviewed on: 13th June 2022

Number One

First for me & secure, and just a click away for my purchase online. The freedom of choice, buy in 3, buy in 4, interest free. Giving the customer e.g me the power to choose how i spend in balance with my income. Excellent :) Reviewed on: 13th June 2022

Amazing

Words can't explain the feasibility and flexibility it offers. Reviewed on: 13th June 2022

Easy going online credit.

An easy to use online credit facility. Easy to make payments and manage the account via the app. Reviewed on: 13th June 2022

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