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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

I always have super experience with PayPal , quick a...

I always have super experience with PayPal , quick and cheap ! Reviewed on: 15th April 2026

I've never had an issue with PayPal, it's my preferr...

I've never had an issue with PayPal, it's my preferred payment method Reviewed on: 15th April 2026

Overall pleased was a bit annoyed when I had fraudul...

Overall pleased was a bit annoyed when I had fraudulent activity and I had the address of the person who had hacked my account. Nothing was done about them but I didn't lose the money. Reviewed on: 15th April 2026

Handy to have in wallet use all the time

Handy to have in wallet use all the time Reviewed on: 15th April 2026

Great service!!!

Always up to date, easy to follow, good guidance Reviewed on: 15th April 2026

Great way to pay for things

Great way to pay for things, very secure payments Reviewed on: 15th April 2026

Great experience

Great experience easy to use very helpful staff protected compaty Reviewed on: 15th April 2026

I have had an amazing experience using PayPal credit.

I have had an amazing experience using PayPal credit. Reviewed on: 15th April 2026

PayPal is easy to use and offers a safe and convenie...

PayPal is easy to use and offers a safe and convenient way to pay Reviewed on: 15th April 2026

All great, easy to use.

All great, easy to use. Recommend it to everyone Reviewed on: 15th April 2026

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