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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (114021 reviews)

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4.74

Based on 114,021 reviews, last reviewed 25th May 2026

2913900% increase in 5 star reviews

in the past 90 days

8550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use and easy to get support without overly c... Easy to use and easy to get support without overly confusing and complicating. Also a very safe and trustworthy platform Reviewed on: 25th May 2026

Latest lowest rating:

2

Standards dropping PayPal used to have a good reputation for protecting purchases but the standards have dropped. Reviewed on: 25th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (114021)

So easy .

Love the fact I can view all my transaction fast check out and security is great . Reviewed on: 14th June 2022

The Most reliable credit card

PayPal credit has been the best credit card company so far, very reliable, fair interest. I will recommend it any time any day. Reviewed on: 14th June 2022

No hidden numbers

Been using for nearly a year and have no problems what so ever Reviewed on: 14th June 2022

Useful credit

PayPal provide a valuable service for buying valuables Reviewed on: 14th June 2022

Best credit

I am really happy with the service, it helped me when I was struggling, and since I am in university, my money are really limited, but I am happy with the service that paypal still gives to me. Reviewed on: 14th June 2022

Simple, Quick and easy

Great services that is quick and easy to use. Mobile app and web accounts well layed out. Easy to view required information. Only slight downside is now physical card for use in stores and relies on vendor support to accept. Reviewed on: 14th June 2022

credit

Good company offers credit at a reasonable rate. ensures limit is acceptable making sure you agree to any increase which you can turn down interest free available Reviewed on: 14th June 2022

Great Credit Facility

The credit helped in this trying times. Very grateful. Reviewed on: 14th June 2022

Wide accessibility & easy to manage digitally

I love that you can check out with PayPal across most online retailers securely, quickly and easy with minimal effort. Managing your credit account on PayPal is very simple, the application is user friendly and easy to navigate. Customer service is also responsive and normally resolves issues on the same day Reviewed on: 14th June 2022

Best credit I have ever had

I have many credit cards, but one of the meat credit I use is the one from PayPal, people from PayPal always are paying attention to your needs and they are very supportive. I always treat them like my safety net. Reviewed on: 14th June 2022

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