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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

I have had two disputes with companies,pay pal pal s...

I have had two disputes with companies,pay pal pal sorted it out in my favour.also good interest free options. Reviewed on: 15th April 2026

Excellent

Excellent: Very useful especially making bulk payments the 0% repay plan helps Reviewed on: 15th April 2026

Happy as

Whenever I have had to communicate with PayPal customer service they have been helpful and understanding, easy to understand. Reviewed on: 15th April 2026

PayPal credit has been very useful

PayPal credit has been very useful Reviewed on: 15th April 2026

Easy to use and pay

Easy to use and pay via bank. Clear balance and min payment Reviewed on: 15th April 2026

I always trust pay pal even if things go wrong they...

I always trust pay pal even if things go wrong they help me fix any problems. Reviewed on: 15th April 2026

Excellent customer service.

Excellent customer service. Resolved my issue efficiently Reviewed on: 15th April 2026

So easy to use, brilliant customer service, when I h...

So easy to use, brilliant customer service, when I have had disputes Reviewed on: 15th April 2026

More ways to pay

It gives me the opportunity to pay in 3 which helps. Reviewed on: 15th April 2026

Fantastic.

Fantastic.easy and safe..I like working with paypal.. Reviewed on: 15th April 2026

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