Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

View other PayPal products

4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Quick and effective to use and the safest way to pay...

Quick and effective to use and the safest way to pay for goods online, in my opinion! Reviewed on: 15th April 2026

PayPal allows you to shop with ease and confidence i...

PayPal allows you to shop with ease and confidence in protection online Reviewed on: 15th April 2026

Great company overall

Great company and lender, my only issue is the high interest rate. Reviewed on: 15th April 2026

Even if difficult situations they help.

Even if difficult situations they help.me understand me too Understanding kind conciderate staffs Reviewed on: 15th April 2026

I wish I could use PayPal on Amazon!

I wish I could use PayPal on Amazon! It’s a perfect way to pay and I love it Reviewed on: 15th April 2026

Easy to use.

Easy to use. Excellent customer service Reviewed on: 15th April 2026

Its easy to use.

Its easy to use. Have never had an issue with using it Reviewed on: 15th April 2026

Thank you

Super easy check out in couple of clicks. Reviewed on: 15th April 2026

Excellence in all areas, I have been with paypal for...

Excellence in all areas, I have been with paypal for years and never had any issues. Reviewed on: 15th April 2026

Not a bad word to say about PayPal helped me in emer...

Not a bad word to say about PayPal helped me in emergencies and very flexible Reviewed on: 15th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.81 from 370 reviews
Payments
from PayPal 4.71 from 3854 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.75 from 101313 reviews
Payments
from PayPal 4.71 from 3854 reviews
Credit card
from PayPal 4.65 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub