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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 113,893 reviews, last reviewed 25th May 2026
2907950% increase in 5 star reviews
in the past 90 days
8550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Spot on it is Absolutely fantastic good communication and reminders Reviewed on: 25th May 2026
Sarah p's avatar
Sarah p

Latest lowest rating:

1

Just rubbish. Just rubbish. Would not recommend, interest rate is high and traps you. Reviewed on: 24th May 2026
Beefling's avatar
Beefling
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (113893)

One fine credit card

5
Big fan of PayPal credit card, long time user. Been enjoying the rewards PayPal offer me and the buyer protection they provide is top quality. Highly recommend this credit service to everyone. Reviewed on: 13th June 2022
Alson varghese 's avatar
Alson varghese

Quick and Easy

5
When your budget just doesn't stretch enough. PayPal is there to take you all the way. PayPal, the pal you need. The hero we deserve. Reviewed on: 13th June 2022
Damien Sanderson's avatar
Damien Sanderson

Convinient and handy

5
Very convinient way of payment when short of cash till next month or 4. Using it very often for shopping online. Reviewed on: 13th June 2022
Michal Ur-cz's avatar
Michal Ur-cz

Best Online Service

5
Often a fantastic why to spread the cost my shopping addiction. Reviewed on: 13th June 2022
Jaysuri Roach's avatar
Jaysuri Roach

Quick and easy

5
Like the easy application for the credit and how it works. Reviewed on: 13th June 2022
Arek's avatar
Arek

Super helpful and fair

5
I have used PayPal credit now multiple times over the last year and a half. Having the ability to pay back in 4 months with 0% internet has allowed me to save money and products I wouldn’t normally be able to afford outright. It’s very fair and the app makes it easy to make payments towards paying off the debt. Reviewed on: 13th June 2022
Alex Wint's avatar
Alex Wint

Great for those big purchases you need now!

5
PayPal is great and helps me with those bigger purchases I need. They offer a variety of payment options that are clear and easy to understand. Reviewed on: 13th June 2022
D.B171722's avatar
D.B171722

Great service

5
Clear product, great customer service Reviewed on: 13th June 2022
05-footage.triplet@icloud.com's avatar
[email protected]

Hassle free, seamless experience

5
I jumped on with PayPal credit early on and it’s been brilliant. When I applied m, it took less then a day for them to accept me and for my account to be ready. Since then I make the majority of my online purchases with PayPal credit as I find their already in place interface easy to use. Reviewed on: 13th June 2022
Sam H's avatar
Sam H

Good alternative to card

5
Well paypal credit is good alternative compare to credit card as interest rate is low and also you get plenty option to choose from. Reviewed on: 13th June 2022
Vivek Aryan's avatar
Vivek Aryan

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