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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

...PAYPAL HELPS....

I f i don't have enough money to buy something for myself or the house my credit with Paypal helps a lot especially these hard times. I could ask for a better service especially after my wife passing 3 years ago, these times are very very hard. ;-( .... ... Many many thanks Paypal you've helped me a lot... Reviewed on: 15th April 2026

PayPal is so trustworthy.

I have used PayPal for years and found that they are very trustworthy. Any issues get sorted very quickly. PayPal is the only way i will pay for items on line. Reviewed on: 15th April 2026

Customer Services resolved my issue

When speaking to customer services they resolved my issue as to why it was not allowing me to pay for anything using my credit cars. They answered all my questions in great detail. They also provided me information on how the account works and that i can request a physical card. Reviewed on: 15th April 2026

Great customer service .

Great customer service . Friendly and efficient and very helpful Reviewed on: 15th April 2026

Got a 4 months interest free option but I'm getting...

Got a 4 months interest free option but I'm getting rid as soon as I've payed it off seems like a scam Reviewed on: 15th April 2026

Fantastic opportunity for all people involved

Great job and opportunity for all people involved Reviewed on: 15th April 2026

Easy to use.

Easy to use. Would recommend to anyone Reviewed on: 15th April 2026

It is a useful option for paying on short term credit.

It is a useful option for paying on short term credit. Reviewed on: 15th April 2026

Easy to use

Paypal is very useful and also very fair ,I have never had a problem so keep up the good work Reviewed on: 15th April 2026

Great Credit with fantastic interest rates.

Great Credit with fantastic interest rates. With over 3 payment & interest free for up 3 months over £100 purchases Reviewed on: 15th April 2026

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