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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Easy to use and flexible I use PayPal to help me fin...

Easy to use and flexible I use PayPal to help me financially and helps build my credit score would recommend paypal to anyone Reviewed on: 15th April 2026

Experience

Fast and smooth transactions much safer to use Reviewed on: 15th April 2026

Excellent tool for managing your money.

Excellent tool for managing your money. Reviewed on: 15th April 2026

Fantastic service

Always had a fantastic experience with customer service when theres been issues with transactions. However, I would appreciate more control on how I pay off certain items through credit. Reviewed on: 15th April 2026

I have managed to afford a lot of purchases using Pa...

I have managed to afford a lot of purchases using PayPal. Majority of my appliances at home I used to PayPal. Some even to treat myself a massage using this is a form of payment. And I also managed to take my children on a caravan trip also using PayPal so I’m grateful to have a PayPal account. Reviewed on: 15th April 2026

Most usefull

Innovative easy in use smart improvements Reviewed on: 15th April 2026

I use PayPal for everything as it’s safe and reliabl...

I use PayPal for everything as it’s safe and reliable and it’s easy and quick process Reviewed on: 15th April 2026

Useful payment options

I use PayPal wherever I can to keep details private and for flexible payment options. Buyer protection is also very useful and I've had to rely on it a few times. Excellent service. Reviewed on: 15th April 2026

Good to buy something no interest with in four months.

Good to buy something no interest with in four months. Reviewed on: 15th April 2026

Great and convenient to use.

Great and convenient to use. Easy to use. Available with most of the retailers. Good security Reviewed on: 15th April 2026

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