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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

I found PayPal very supportive.

I found PayPal very supportive. Specially when you want to buy something and can divided the cost in 4 months interest free time. Reviewed on: 15th April 2026

Happy customer

Have had no issues transactions are smooth and hassle free. Interest rates are clear and any refunds have arrived quickly again with no issues Reviewed on: 15th April 2026

very good quality price

very good quality price you can pay anywhere Reviewed on: 15th April 2026

Helpful and informative

PayPal have been very helpful and supportive whenever I have had in issue with a payment Reviewed on: 15th April 2026

Excellent service and reliable partner

Excellent service and reliable partner Reviewed on: 15th April 2026

Not bad, would recommend

Adding and removing payment card has been a faff. And if a payment is declined it takes too long to tell me which then incurred a charge. Value for money is similar to other lenders but the app makes things much easier. Reviewed on: 15th April 2026

Very Good

Very Good and appreciated for the services offered. Reviewed on: 15th April 2026

Good alternative

Good alternative to other credits Reviewed on: 15th April 2026

Transparent credit provider

PayPal provides flexible options and has excellent customer service. All terms are clear and there is no need for guessing. It easy to find information about the service; it is also very easy to make any necessary changes to the service without needing to stay on endlessly long calls. Reviewed on: 15th April 2026

Very easy to use.

Very easy to use. Quick response Reviewed on: 15th April 2026

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