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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (113910 reviews)

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4.74

Based on 113,910 reviews, last reviewed 25th May 2026

2908750% increase in 5 star reviews

in the past 90 days

8550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PAYPAL sorts it every time Never had a problem that PAYPAL has never been able to resolve. Reviewed on: 25th May 2026

Latest lowest rating:

1

Just rubbish. Just rubbish. Would not recommend, interest rate is high and traps you. Reviewed on: 24th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (113910)

Fantastic company

They are very helpful and will sort out problems very fast. Reviewed on: 13th June 2022

Love PayPal

I’ve been using PayPal credit a while. They are a fair and honest company, what’s different about them? They understand the consumer which many don’t, with short term agreements that let you pay for things over a period of time without accruing interest. Is a first amongst credit company’s. They are my go to, if available! Just fabulous!!! Reviewed on: 13th June 2022

Excellent and good value

Easy to use, and excellent repayment management Reviewed on: 13th June 2022

Excellent service

User friendly and swift response Reviewed on: 13th June 2022

Nice card with little apr

Good payment support, able to use for necessary needs Reviewed on: 13th June 2022

PayPal credit

Great service, secure payments, always handy to have credit available Reviewed on: 13th June 2022

A Godsend!

I love using Paypal credit to bulk buy gifts for my nieces and nephews and spreading out the costs just makes things so much easier! The process is always smooth and secure. Reviewed on: 13th June 2022

Paypal Credit is a life saver

I needed to book an emergency trip I hadn’t budgeted for and Paypal credit came to my rescue. Best part is that I paid back 4 months with 0% interest. Reviewed on: 13th June 2022

Protected purchases

I had problem with an electrical item, kept getting fobbed off by the company, so I raised a dispute with paypal and was refunded my money in about a week. Reviewed on: 13th June 2022

Great company

I always use Paypal when I can. It's easy to use, the customer service is great and the interest free offers make big purchases easier to manage. Reviewed on: 13th June 2022

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