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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Fair value for money assistance.

Fair value for money assistance. I.e. PayPal credit allows suitable amounts of money to assist day to day and I think there borrowing is more realistic for lenders. It's unfortunate PayPal isn't an individual bank or something to use at retail stores. I Reviewed on: 15th April 2026

Simple worry free online purchases PayPal is always...

Simple worry free online purchases PayPal is always my go to when doing online shopping I feel it’s safe using them and you have the added advantages of paying back over time. Reviewed on: 15th April 2026

good service

Always had good service and always helped with any problems that I have had 5 star service Reviewed on: 15th April 2026

Easy and fast , excellent to user everday :) and it'...

Easy and fast , excellent to user everday :) and it' s very safe Reviewed on: 15th April 2026

A very stable system

Seems to be very reliable and robust. The Android app itself has proven to be very stable and has never suffered from any crashes. The details of my accounts are accurate every time and everything is very readable. Reviewed on: 15th April 2026

Great on the App, easy to understand and easy to use.

Great on the App, easy to understand and easy to use. Quick and simple payment and easy to manage. Reviewed on: 15th April 2026

I've never had any problems Always easy to use

I've never had any problems Always easy to use Reviewed on: 15th April 2026

Excellent service.

Great customer service and easy to use app. Reviewed on: 15th April 2026

Very easy access yet secure.

Very easy access yet secure. Approval process is also very stringent but not complicated Reviewed on: 15th April 2026

So simple to use, fast and efficient

So simple to use, fast and efficient Reviewed on: 15th April 2026

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