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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Easy to use.

Easy to use. Helpful. I find it very convenient, especially now it's on Apple Pay Reviewed on: 15th April 2026

Great company, always help full.

Great company, always help full. I am happy with the service they provide. Reviewed on: 15th April 2026

Trustworthy and convenient

Nice and easy to use, trustworthy too from a major brand. Reviewed on: 15th April 2026

Excellent service and would 100% recommend

I can not review customer service experience because, I have never had to use it and I have used PayPal for 21years. Love the ease of use, and PayPal in general. Reviewed on: 15th April 2026

Excellent service and good customer service

Excellent service and good customer service Reviewed on: 15th April 2026

perfect for someone setting u...

Great an quick service perfect for someone setting up their credit score Reviewed on: 15th April 2026

Great experience - really easy to use

Great experience - really easy to use Reviewed on: 15th April 2026

Easy and convenient.

The process for setting up is so much simpler than going through the bank, doesn’t take as long and is just over all a lot more convenient. Reviewed on: 15th April 2026

Peace of mind, great to have that option to pay off...

Peace of mind, great to have that option to pay off over 4 months on big purchases Reviewed on: 15th April 2026

Brilliant banking app

I have found that PayPal as been a real alternative to my everyday payment method easy and quick Reviewed on: 15th April 2026

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