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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (113917 reviews)

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4.74

Based on 113,917 reviews, last reviewed 25th May 2026

2909100% increase in 5 star reviews

in the past 90 days

8550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

My experience with PayPal has been excellent so far. My experience with PayPal has been excellent so far. The platform is fast, secure, and very user-friendly for both personal and business transactions.... Read more Reviewed on: 25th May 2026

Latest lowest rating:

1

Just rubbish. Just rubbish. Would not recommend, interest rate is high and traps you. Reviewed on: 24th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (113917)

The best

The best company When I need money for shopping I use credit PayPal Reviewed on: 13th June 2022

A1 company

Bril2 company with excellent well informed staff Reviewed on: 13th June 2022

Brilliant

Amazing always come in handy having PayPal as its the safest way to buy online and so simple Reviewed on: 13th June 2022

Love paypal

0% interest for 4 months is very very helpfull and if its less than £99 then Use pay in 3 its very helpfull Reviewed on: 13th June 2022

Always use

Quick, reliable, can pay in whole or in parts, 4 months is good time to pay up. Reviewed on: 13th June 2022

Paypal Credit

Easy to set up and manage. A painless way to get if you want credit. Reviewed on: 13th June 2022

Smooth process and ease of use

Applying for credit is fairly simple. The PayPal app simplifies everything to track my credit use. I mostly utilise the £99+ offer for interest free for 4 months. My only gripe when I use the mobile app, it's almost too simplified with no advanced breakdowns. Reviewed on: 13th June 2022

Fantastic

This is such an amazing product. I love having the option of spreading the cost interest free for 4 months especially on eBay. It’s brilliant to use with other businesses too with their pay in 3 option. I love it! Reviewed on: 13th June 2022

Great card

It been soo helpful in this difficult time. Customer service was helpful when I contacted them. Reviewed on: 13th June 2022

Top

Love it me! More then others I always use it it’s very handy ⭐️⭐️⭐️⭐️⭐️ Reviewed on: 13th June 2022

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