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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147798 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147798)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal - a secure way to buy online.

PayPal is an excellent way to purchase virtually anything securely and safely online. I always use it as my preferred funding source if I can, knowing I am covered. Reviewed on: 1st July 2026

I initially had an issue with setting up the direct...

I initially had an issue with setting up the direct debit but after speaking with customer services they were very helpful and got it sorted. Reviewed on: 1st July 2026

I have used paypal for years and always have had a g...

I have used paypal for years and always have had a great service from them Reviewed on: 1st July 2026

Easy when you’re in a pinch!

Easy when you’re in a pinch! Easy to pay off and convenient Reviewed on: 1st July 2026

You know your payments are safe

Safe payments, you know your payments are safe Reviewed on: 1st July 2026

PayPal offers flexibility without high costs

PayPal credit has helped me get through probably the most difficult time financially in my life and now I'm thankfully out the other side of that, I won't forget it. Reviewed on: 1st July 2026

For any purchase PayPal is always the best

For any purchases using PayPal is always the quickest and easiest especially using through the app Reviewed on: 1st July 2026

i totally trust paypal with my money ,i have had lot...

i totally trust paypal with my money ,i have had lots of troubles with payments but pay pal have sorted everything out for me Reviewed on: 1st July 2026

Time tested and reliable payment method

I have been using PayPal for over 15 years, it all started from eBay initially but later on it extended to all my online purchases who accepted PayPal. I trust PayPal for all my transactions as it gives me the confidence of most secured payments. Most importantly is the customer care service for their prompt and favourable responses. Reviewed on: 1st July 2026

Absolutely love using PayPal...

absolutely love using PayPal with its flexibility to pay in lots of different ways Reviewed on: 1st July 2026

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