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PayPal: PayPal Credit reviews

4.90
Based on 107,095 reviews, last reviewed 14th May 2026
2595050% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always available for support. Always ready to give support and peace of mind. Your support is extremely friendly, patient and very informative when giving advice. Reviewed on: 14th May 2026
Ms L's avatar
Ms L

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107095)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Ihave always great experience with PayPal!

5
Ihave always great experience with PayPal! Reviewed on: 13th May 2026

Very helpful and helpful with money transfer and ea...

5
Very helpful and helpful with money transfer and earning points Reviewed on: 13th May 2026

Smoth, automation, great customer centric.

5
Easy transaction, timely reminder for payment due. Availibility to pay or donate through paypal is extremely convinient. Customer relations are easy to contact and very helpful. Reviewed on: 13th May 2026

My review

5
Good app. Easy to use. Proven in practice and timing Reviewed on: 13th May 2026

Never had a problem with the very quick and efficien...

5
Never had a problem with the very quick and efficient way that ny account is used.So to recommend Pay Pal is very simply...go and do it people!! Reviewed on: 13th May 2026

I've been scammed and PayPal was very helpful

4
I've been scammed and PayPal was very helpful Reviewed on: 13th May 2026

Easy to use across many online stores

5
My experience with PayPal is that it was Fast approval and easy checkout and useful for spreading out online purchases without opening a traditional credit card. Reviewed on: 13th May 2026

The Safe way to Shop !

5
Safest way to buy and pay fir goods . Reviewed on: 13th May 2026

Exceptionally efficient credit service

5
Very quick, exceptionally easy, value for money access to credit. Reviewed on: 13th May 2026

I’ve had a very positive experience using PayPal.

5
I’ve had a very positive experience using PayPal. The platform is reliable, secure, and very easy to use for both personal and business transactions. Payments are processed smoothly, and I appreciate the buyer and seller protection features which give extra peace of mind. Customer support and dispute handling have also been professional whenever needed. Overall, I trust PayPal completely and would highly recommend it to others. Reviewed on: 13th May 2026