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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,912 reviews, last reviewed 19th Jun 2026
4233700% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good experience, paypal just works Really good experience, paypal just works Reviewed on: 19th June 2026
Karl M's avatar
Karl M

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
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PayPal PayPal Credit reviews (142912)

It is a great service and straight forward account.

5
It is a great service and straight forward account. Reviewed on: 9th June 2026
Jocylene M's avatar
Jocylene M

Telephone is easy.

5
Telephone is easy. And can talk to a human Reviewed on: 9th June 2026
Karen smith's avatar
Karen smith

You don’t need to be a complete tech boffin to use it

5
Simple and easy way to buy especially online plus you get that added benefit of knowing you have some insurance on your side if you have problems Reviewed on: 9th June 2026
Colin H's avatar
Colin H

So simple and easy and is a big help

5
So simple and easy and is a big help Reviewed on: 9th June 2026
Joseph Isaacs's avatar
Joseph Isaacs

Excellent service!

5
Excellent service! Quick and easy to use, pay in three is very useful! Reviewed on: 9th June 2026
Lucie's avatar
Lucie

Paypal is the best

5
I do not need any thing else to do daily money related activities Reviewed on: 9th June 2026
M Kassir's avatar
M Kassir

PayPal credit has helped me furnish my home on a num...

5
PayPal credit has helped me furnish my home on a number of occasions when the pennies aren’t quite in the bank yet. easy to use on eBay and at a fair interest rate…. Can’t complain at all. Reviewed on: 9th June 2026
Simon m's avatar
Simon m

I have used PayPal Credit for purchases where I want...

5
I have used PayPal Credit for purchases where I wanted more flexibility in spreading payments over time. The application process was straightforward, and integrating it with my PayPal account was convenient. Payments and account management were generally easy to track through the PayPal platform. On the downside, I found that it is important to pay close attention to the terms and promotional financing periods, as interest charges can become significant if balances are not paid within the required timeframe. Customer support was adequate, although resolving account questions sometimes took longer than expected. Overall, PayPal Credit provided a convenient financing option for online purchases, but it works best when the repayment terms are clearly understood and managed carefully. Reviewed on: 9th June 2026
Yee's avatar
Yee

I use Paypal credit regularly, It works for me.

5
I use Paypal credit regularly, It works for me. Reviewed on: 9th June 2026
tonywhite247@yahoo.co.uk's avatar
[email protected]

It’s my go to for buying, easy to use with a clear a...

5
It’s my go to for buying, easy to use with a clear application to see what’s remaining in credit plans ect Reviewed on: 9th June 2026
Richard B's avatar
Richard B

Review PayPal: PayPal Credit now

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