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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,942 reviews, last reviewed 19th Jun 2026
4235100% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Easy and straightforward to use. Reviewed on: 19th June 2026
Nana's avatar
Nana

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (142942)

PayPal credit makes it very easy to spread the cost...

5
PayPal credit makes it very easy to spread the cost over 4 months with 0% interest, which is why I occasionally use it Reviewed on: 9th June 2026
Giles C's avatar
Giles C

Very convenient great pay in 3 plus 4 months instalm...

5
Very convenient great pay in 3 plus 4 months instalment helps to spread the cost. Reviewed on: 9th June 2026
Tanveer Ahmed's avatar
Tanveer Ahmed

Had a problem with accessing my statement, the gent...

4
Had a problem with accessing my statement, the gentleman on the phone was very polite, patient and very helpful. Reviewed on: 9th June 2026
Errol C's avatar
Errol C

Paypal your digital friendly fleixible wallet

5
I feel paypal is a flexible finance tool with quick and secure ways of sending and receiving money! I love their pay in 3 feature which is great way to make slightly larger purchases more accesible by splitting the purchase over 3 equal monthly payments! I love their debit card that allows to collect points pretty much on all purchases and those points turn into direct money off whenever you choose to use it on a future purchase. Paypal credit is another awesome way to make huge purchases more manageable giving you options for any buy £99 or over to spread the cost interest free over 4 months and even larger purchases you might have the option of 12 - 24 months interest free .depending on the retailer you make your pruchase from. Reviewed on: 9th June 2026
JC's avatar
JC

Simple process and clear communication

5
Simple process and clear communication Reviewed on: 9th June 2026
Shelley H's avatar
Shelley H

Easy to use

5
Easy to use and to keep track of on the app Reviewed on: 9th June 2026
Alison D's avatar
Alison D

Good experience so far, no issues as yet.

5
Good experience so far, no issues as yet. Reviewed on: 9th June 2026
Edwin L's avatar
Edwin L

Great Credit provider

5
PayPal credit is very easy to use with great rates and was easy to set up. The PayPal credit card is also an excellent addition. Reviewed on: 9th June 2026
HelenM's avatar
HelenM

Really fair and well explained credit system.

5
Really fair and well explained credit system. Happy to use and good app interface Reviewed on: 9th June 2026
Kate's avatar
Kate

PayPal has helped me a lot over the years .

5
PayPal has helped me a lot over the years . I use jr for my concert tickets :) I find it easy to manage and send money to family and businesses Reviewed on: 9th June 2026
Louise P's avatar
Louise P

Review PayPal: PayPal Credit now

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