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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,972 reviews, last reviewed 19th Jun 2026
4236300% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve been using PayPal and PayPal credit for the pas... I’ve been using PayPal and PayPal credit for the past 14 years and never had a problem. I had a scam on my account 2 months ago and I contacted PayPal... Read more Reviewed on: 19th June 2026
Darren H's avatar
Darren H

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (142972)

Very smooth experience all the way

5
Very smooth experience , very fast and easy Reviewed on: 9th June 2026
Kaloyan K's avatar
Kaloyan K

I love paypal credit.

5
I love paypal credit. It allows me to purchase items 0% when I do not have the funds to purchase an item. Reviewed on: 9th June 2026
Gareth's avatar
Gareth

It’s secure when in dispute always helpful to mitiga...

5
It’s secure when in dispute always helpful to mitigate . It help to manage your spending Reviewed on: 9th June 2026
Saba Gabrielle Moussa's avatar
Saba Gabrielle Moussa

I think PayPal facilities are very good but the cust...

5
I think PayPal facilities are very good but the customer service needs improvement. For example often they read but don’t understand emails coming back with incorrect responses. Reviewed on: 9th June 2026
Scott d's avatar
Scott d

This gives me the space to buy larger more expensive...

5
This gives me the space to buy larger more expensive items the terms are good and it is so easy to use and repay Reviewed on: 9th June 2026
Carol Davis's avatar
Carol Davis

I have always found customer service excellent, the...

5
I have always found customer service excellent, the app and web is easy to use and it’s easy to use my PayPal to pay for things. I would recommend Paypal to any family or friend to use. I think the Paypal credit it fantastic and easy to use. Reviewed on: 9th June 2026
Ellie B's avatar
Ellie B

Customer service is great and you really don't have...

5
Customer service is great and you really don't have to speak with anyone . FAQs . The products provided are very enabling for customer experience. Usually there are various ways provided to also mitigate against short term adverse financial situations. Reviewed on: 9th June 2026
Adebola B's avatar
Adebola B

Really easy to make payments and see balance

5
Really easy to make payments and see balance Reviewed on: 9th June 2026
Kim Kuech's avatar
Kim Kuech

All good news

5
I havent had any bad experiences with paypal or the team when I have had concerns Reviewed on: 9th June 2026
Robert P's avatar
Robert P

All as it supposed to be specially the chance to pay...

5
All as it supposed to be specially the chance to pay for something in three monthly payments with no extra charges Reviewed on: 9th June 2026
Roger Busz's avatar
Roger Busz

Review PayPal: PayPal Credit now

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