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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (142998 reviews)

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4.73

Based on 142,998 reviews, last reviewed 19th Jun 2026

4237500% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I didn't know about the PayPal was so good. I didn't know about the PayPal was so good. When I started using it felt genuinely blessed. The product service is the best. Even I got credit card wi... Read more Reviewed on: 19th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (142998)

I've used PayPal credit many times now and it's alwa...

I've used PayPal credit many times now and it's always very easy to use and if you pay in 3 there's no interest to pay Reviewed on: 9th June 2026

Always there when I need and extra pennies

Use PayPal credit for few years now...Always there when I need to buy something online and I am short of money...Use it most of the time in online transactions because its safe...Fast to login with fingerprint...Paying monthly on direct debit nice and easy...Apr is not too bad...Like it a lot but need to keep an eye on it so you don't go to crazy...Only use it when I need it and happy about it....Better than credit cards...thanks Reviewed on: 9th June 2026

great alternative to store credit

I feel the APR is a little high but it’s not unreasonable. Reviewed on: 9th June 2026

Paypalbeen using PayPal for many years now and ever...

I have been using PayPal for many years now and everything have perfectly so it’s wonderful I you should keep it up because you’re doing great work Reviewed on: 9th June 2026

Great service

I've used different services, payment on the Internet, pay in 3 service abd a credit account. There's no problem with any service offered and I always feel payments are safe. Reviewed on: 9th June 2026

I have been using PayPal for years.

I have been using PayPal for years. Its an easy secure way to pay Reviewed on: 9th June 2026

PayPal is great.

PayPal is great. Secure, good customer service and the credit service is useful when you need that extra time to pay for things. Easy to pay back, however if you miss your payments then you will be charged. Asking as you payback your credit then it’s a great service. Reviewed on: 9th June 2026

good customer support

Always had good customer support when I have rung for help. I like the PayPal app, clear and easy to use. Paying in 3 is very helpful. Reviewed on: 9th June 2026

Great lending service

I have used PayPal credit and pay in 3 and never had any issues, easy to use app and easy to pay. Reviewed on: 9th June 2026

I love using PayPal easy convenient

I love using PayPal easy convenient Reviewed on: 9th June 2026

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