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PayPal: PayPal Credit reviews

4.73
Based on 143,026 reviews, last reviewed 20th Jun 2026
4238850% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing experience with pay later services. Amazing experience with pay later services. Reviewed on: 20th June 2026
Alex G's avatar
Alex G

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143026)

Excellent service

5
Excellent service. My favourite. Reviewed on: 9th June 2026

Excellent service

5
Excellent service and great value Reviewed on: 9th June 2026

I haven't encountered any hurdles with paypal.

5
I haven't encountered any hurdles with paypal. Pay pal are consumer friendly, reaching out to every one.They are every house holds name.Customer service is very efficient and friendly.Pay pal are not credit card sharks,they understand the consumef Reviewed on: 9th June 2026

always reliable and trustworthy.

5
always reliable and trustworthy. Available at most places to use, very secure. Customer service always on hand if you need assistance. Reviewed on: 9th June 2026

Excellent service and easy to use

5
Excellent service and easy to use Reviewed on: 9th June 2026

Best credit provider!

5
PayPal are great at providing flexible payments and terrific customer service when required. Always keeping customers on track with dates and amounts. My preferred payment method as they offer buyer protection on purchases and peace of mind of security. Would recommended to everyone Reviewed on: 9th June 2026

My experience using PayPal has been very positive.

5
My experience using PayPal has been very positive. It is easy to use, fast, and secure. Payments go through quickly, and I feel confident when shopping online. Overall, I am satisfied and would recommend it to others. Reviewed on: 9th June 2026

Great company that helps with finance and financial...

5
Great company that helps with finance and financial management for the future. Highly recommend as they are very helpful Reviewed on: 9th June 2026

My Experience with PayPal

5
Every time I have needed to contact PayPal I have spoken to an agent that has been able to resolve my query. Reviewed on: 9th June 2026

Ease of protected purchases.

5
Ease of protected purchases. Customer service is great, peace of mind so very important in our busy day Reviewed on: 9th June 2026

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Help others make smarter decisions by sharing your own experience. Write a review