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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

The most easiest and safest way to pay for goods...

The most easiest and safest way to pay for goods Reviewed on: 14th July 2026

Is good not really had any major issues

Is good not really had any major issues Reviewed on: 14th July 2026

Quick and uncomplicated service.

Quick and uncomplicated service.. 3 months interest free payments without any fuss. Reviewed on: 14th July 2026

Paypal has been great for me when in emergency and i...

Paypal has been great for me when in emergency and ive had to buy home appliances etc immediately. Reviewed on: 14th July 2026

Helps me budget across the year with big expenses - e.

Helps me budget across the year with big expenses - e.g holidays Reviewed on: 14th July 2026

Its all good

PayPal credit works for me very nicely helps me out all the time Reviewed on: 14th July 2026

Lovely experience to be honest.

Lovely experience to be honest.Making purchases lot more easier and secure across the globe Reviewed on: 14th July 2026

My experience with PayPal has been very satisfactory...

My experience with PayPal has been very satisfactory; I recommend it to everyone who wants to use this app. Reviewed on: 14th July 2026

PayPal are amazing and so easy to navigate the custo...

PayPal are amazing and so easy to navigate the customer service was amazing informative help when I called and so polite. Thank you PayPal Reviewed on: 14th July 2026

Reliable and convenient for everyday purchases

I use PayPal regularly for online shopping and find it very convenient and secure. The checkout process is quick, and I like not having to enter my card details on multiple websites. PayPal Credit has been useful for spreading the cost of larger purchases when needed, and managing payments through the app is straightforward. Overall, it's a service I use often and have found to be reliable and valuable Reviewed on: 14th July 2026

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