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PayPal: PayPal Credit reviews

4.90
Based on 107,125 reviews, last reviewed 14th May 2026
2596400% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Efficient and reliable I’ve been using PayPal for years and it’s proven to be very reliable as I’ve never had a problem with them. Payment is easy, flexible and straightforw... Read more Reviewed on: 14th May 2026
Maureen J's avatar
Maureen J

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107125)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Pay pal is brilliant I still don't think it's a good...

5
Pay pal is brilliant I still don't think it's a good as it was before Reviewed on: 13th May 2026

Great to use

5
Its so easy to use, when I've had a issue its been dealt straight away Reviewed on: 13th May 2026

My Fexibile Friend!

5
Paypal provides the best of all worlds; flexibility and immediate access to funding. The ability to share costs and the capacity spread costs over time make Paypal truly invaluable. Reviewed on: 13th May 2026

Really great service very handy and useful

5
Really great service very handy and useful Reviewed on: 13th May 2026

Always been great service.

5
Always been great service. Lots of shop except pay pal which is great Reviewed on: 13th May 2026

They were prompted with response to a request

5
They were prompted with response to a request Reviewed on: 13th May 2026

Never had any problems when using this option.

5
Never had any problems when using this option. Always emailed before next payment taken to make you aware of it being taken. Nice to be able to spread the cost when needed. Reviewed on: 13th May 2026

Good knowledge and support from staff and

5
Good knowledge and support from staff and Reviewed on: 13th May 2026

I haven’t really needed to contact customer service...

5
I haven’t really needed to contact customer service mostly through messages if or when needed and I have always received good customer Service.its easy to use and well it has good incentives also Reviewed on: 13th May 2026

Always been great and protects me

5
Always been great and protects me Reviewed on: 13th May 2026