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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,532 reviews, last reviewed 20th Jun 2026
4261850% increase in 5 star reviews
in the past 90 days
12250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Exactly what I wanted. Exactly what I wanted. Great services. Reviewed on: 20th June 2026
Simon D's avatar
Simon D

Latest lowest rating:

1

Didn't get my £40 welcome promotion credit. Got a £40 PayPal promotion discount on my first purchase, But unfortunately had to return the item as it was faulty. So lost my £40 as PayPal won't le... Read more Reviewed on: 20th June 2026
David P's avatar
David P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143532)

Fast, secure, and easy to use.

5
Fast, secure, and easy to use. PayPal makes online payments and money transfers convenient, and I like the added security and buyer protection. Highly recommended. Reviewed on: 9th June 2026
Elizabeth J's avatar
Elizabeth J

3 Payments.

4
I like to use 3 payments which are interest free to spread the load of more expensive purchases. Reviewed on: 9th June 2026
Kit's avatar
Kit

excellent ,very good service ,don’t need anything else

5
excellent ,very good service ,don’t need anything else Reviewed on: 9th June 2026
Antosneta's avatar
Antosneta

Customer service is actually very helpful and unders...

5
Customer service is actually very helpful and understanding. I’m generally very happy with PayPal and been a customer for many years. Reviewed on: 9th June 2026
Haresh's avatar
Haresh

Can't go wrong with PayPal!

5
Can't go wrong with PayPal! I've had many transactions with PayPal and have never lost any money from any potential rogue trader. Reviewed on: 9th June 2026
Mick H's avatar
Mick H

Efficient and extremely easy to use never had any is...

5
Efficient and extremely easy to use never had any issues a.d yhe customer service is excellent Reviewed on: 9th June 2026
Joan Lees's avatar
Joan Lees

The Master of Consumer Protection

5
What I like most in PayPal is its customer protection service. What I do not like is the difficulty of understanding my credit card statements and trying to relate it to what I have spent. Reviewed on: 9th June 2026
MEG's avatar
MEG

Overall very efficient on both App and website.

5
Very clear and detailed statements and early advice on due payments. Ability to switch between general and credit account easily within the App. Overall very efficient on both App and website. Reviewed on: 9th June 2026
Steven B's avatar
Steven B

Great loan option.

5
Great loan option. I'm very satisfied. Low interest rate. Highly recommended. Reviewed on: 9th June 2026
Maciej Z's avatar
Maciej Z

Would recommend

5
Handy to have, would always use paypal credit over £100 or more Reviewed on: 9th June 2026
Charlotte M's avatar
Charlotte M

Review PayPal: PayPal Credit now

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