Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147870 reviews)

View other PayPal products

4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147870)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Very good easy to use.

Very good easy to use. Good customer service and good for quick money sending use Reviewed on: 1st July 2026

Disputes resolved very quickly.

Disputes resolved very quickly. Good options to spread paying for goods and manage finances. Reviewed on: 1st July 2026

I am using PayPal for more then 10 years now.

I am using PayPal for more then 10 years now. And I have neve4 have any problem or issues with it, customer service was always friendly and vetlry knowledgeable when I required ti speak with then Reviewed on: 1st July 2026

Easy to use and available most payment options

Easy to use and available most payment options Reviewed on: 1st July 2026

Great credit, fantastic support

PayPal, have always offered great credit services, with easy to understand terms and conditions. The customer service teams have always given fantastic service whenever I have had the need to contact them. Having used PayPal for so many years I cannot see me needing to use any other credit provider for my purchases. Reviewed on: 1st July 2026

Easy to use, clear statements, good deal

Easy to use, clear statements, good deal Reviewed on: 1st July 2026

Love PayPal, I use it all the time.

Love PayPal, I use it all the time. Excellent protection and gives peace of mind. Reviewed on: 1st July 2026

Always had a good experience with using PayPal credi...

Always had a good experience with using PayPal credit to help spread the cost of larger purchases, often with an interest free period. Reviewed on: 1st July 2026

Never had any problems.

Never had any problems. So would definitely recommend Reviewed on: 1st July 2026

Just easy

It’s just one of the easiest ways to pay, never have a problem Reviewed on: 1st July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79089 reviews
Payments
from PayPal 4.71 from 3758 reviews
Credit card
from PayPal 4.70 from 100 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub