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PayPal: PayPal Credit reviews

4.74
Based on 117,228 reviews, last reviewed 30th May 2026
3062200% increase in 5 star reviews
in the past 90 days
9200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love pay in 3 and pay pal credit I love pay in 3 and pay pal credit Reviewed on: 30th May 2026
FreddyB's avatar
FreddyB

Latest lowest rating:

2

No real notification of due date for payments left s... No real notification of due date for payments left scars on my credit file Reviewed on: 30th May 2026
thorpesplumbing@hotmail.com's avatar
[email protected]

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (117228)

Convenient

4
A useful line of credit with a manageable credit limit Reviewed on: 13th June 2022

PAYPAL CREDIT

5
It really helps with payments and spreading costs over 4 months with no interest. It’s very good and convenient. PayPal customer service very accommodating and easy going too! Reviewed on: 13th June 2022

Easy and fast

5
Easy and Quick to use, very handy Reviewed on: 13th June 2022

excellent great business

5
Just simply awesome, it's easy to use and very trustworthy. you can buy crypto, cash balance or credit its as easy as 123. Reviewed on: 13th June 2022

Best ever for me like it so much..

5
I’m using them from long time never had any problems. Reviewed on: 13th June 2022

Easy to use!

5
I use Pay Pal services for a while and what i can say its easy to use and the app 5 stars! Reviewed on: 13th June 2022

I Love this opportunity.

5
I use every month PayPal credit, it’s comfortable. Reviewed on: 13th June 2022

This is great!

5
Work really well with everything! I have not had any problems with paying for items online! Reviewed on: 13th June 2022

For making small dreams come true

5
Thanks to paypal, I was able to fulfill my little dreams by buying things that I needed for my hobby. Thank you very much and I recommend shopping 4 months 0% Reviewed on: 13th June 2022

Convenient 0% Offer for 4 months

5
I love using Paypal credit offer of 0% for all of my 99+ purchases because I get 4 months to settle it. Very convenient when buying home appliances and even multiple items I buy in an online site. Reviewed on: 13th June 2022

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