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PayPal: PayPal Credit reviews

4.73
Based on 142,912 reviews, last reviewed 19th Jun 2026
4233700% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good experience, paypal just works Really good experience, paypal just works Reviewed on: 19th June 2026
Karl M's avatar
Karl M

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (142912)

Grateful

5
PayPal has always been there to help me in time of need, I am so grateful for their services. Reviewed on: 11th June 2024

Great app.

5
Great app. Great way to pay for purchases Reviewed on: 11th June 2024

High experienced customer service agents, quick resp...

5
High experienced customer service agents, quick response. Problem always solved. Reviewed on: 11th June 2024

Would definitely recommend PayPal credit

5
I find PayPal credit better for me as you can spread your payments out over a longer time period with 0% interest for a specific amount of time. That is why I will continue to keep on using them when making purchases. Reviewed on: 11th June 2024

So easy to do, paybacks and fair too

5
So easy to do, paybacks and fair too Reviewed on: 11th June 2024

It’s very handy and safe to use.

5
It’s very handy and safe to use. It’s my favourite way to pay it’s so easy to! Just one click and you’re protected. Reviewed on: 11th June 2024

Technology enabled smooth and easy

5
Technology enabled smooth and easy Reviewed on: 11th June 2024

The only criticism l have is that my credit limit wa...

5
The only criticism l have is that my credit limit was reduced without any prior notice and not providing me with a reason why Reviewed on: 11th June 2024

Easy to use and kept informed when parents requested

5
Easy to use and kept informed when parents requested Reviewed on: 11th June 2024

Easy to manage and check payments

5
Easy to manage and check payments Reviewed on: 11th June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review