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PayPal: PayPal Credit reviews

4.73
Based on 142,877 reviews, last reviewed 19th Jun 2026
4232150% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to navigate PayPal app and access what is requ... Easy to navigate PayPal app and access what is required. Easy to make payments Reviewed on: 19th June 2026
Karen's avatar
Karen

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (142877)

Good but wish i could reduce it a bit as the interes...

5
Good but wish i could reduce it a bit as the interest is quite high Reviewed on: 11th June 2024

They are not bad on the interest

5
They are not bad on the interest Reviewed on: 11th June 2024

since starting to use PayPal for my online payments,...

5
since starting to use PayPal for my online payments, I have infact been 'rescued' by PayPal from a potential bankrupting episode when I ordered one ink cartridge from a European supplier who then wanted to supply me with some £27,000s worth of cartridges. PayPal in concert with my bank managed to get the matter sorted and got back the £11,00 they had immediately transferred out of my account. I can't praise them highly enough...incidentally I make a habit of paying via PayPal whenever I can Reviewed on: 11th June 2024

Simple, easy and a sigh of relief.

5
Simple, easy and a sigh of relief. Makes online shopping safer! Reviewed on: 11th June 2024

Excellent service

5
A very easy app to use deal with issues promptly pal pal credit is excellent would recommend to anyone Reviewed on: 11th June 2024

Amazing so easy to use I highly recommend to anyone

5
Amazing so easy to use I highly recommend to anyone Reviewed on: 11th June 2024

Always been very happy with my PayPal account

5
Always been very happy with my PayPal account Reviewed on: 11th June 2024

Always a good experience with the variety of payment...

4
Always a good experience with the variety of payment options Reviewed on: 11th June 2024

Its a good service if you wanna stretch your money o...

5
Its a good service if you wanna stretch your money out abit more. Reviewed on: 11th June 2024

Amazing, it’s a life saver for last minute purchases

5
Amazing, it’s a life saver for last minute purchases Reviewed on: 11th June 2024

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Help others make smarter decisions by sharing your own experience. Write a review