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PayPal: PayPal Credit reviews

4.73
Based on 142,839 reviews, last reviewed 19th Jun 2026
4230550% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and secured, i can buy with confidence that my... Easy and secured, i can buy with confidence that my financial data is not leaked. Reviewed on: 19th June 2026
Sasha 's avatar
Sasha

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (142839)

Very easy to use, 0% over 4 months is ideal and cred...

5
Very easy to use, 0% over 4 months is ideal and credit limit increases over time. Reviewed on: 11th June 2024

Love paypal cant fault it.

5
Love paypal cant fault it. Hopefully more shops alliw in tbe future Reviewed on: 11th June 2024

Good, no issues, never had a problem

5
Good, no issues, never had a problem Reviewed on: 11th June 2024

Generally easy to use and communicative.

4
Generally easy to use and communicative. Decent interest rate. Very useful for big purchases, especially if you connect a Curve card. Inconsistencies in how it affects credit score are strange to me, but if you have sensible spending habits it shouldn't be an issue. Reviewed on: 11th June 2024

I love the ease of PayPal it's very efficient

5
I love the ease of PayPal it's very efficient Reviewed on: 11th June 2024

I have been using PayPal for a while now.

5
I have been using PayPal for a while now. And whenever I needed help and contacted customer service it has been great help. Reviewed on: 11th June 2024

very quick respond

5
The solve my issue with my account very quick Reviewed on: 11th June 2024

Never had an issue using PayPal in YEARS of using th...

5
Never had an issue using PayPal in YEARS of using the platform Reviewed on: 11th June 2024

PayPal credit is great to buy now and pay 4 months l...

5
PayPal credit is great to buy now and pay 4 months later without any interest! Amazing Reviewed on: 11th June 2024

Fantastic experience.

5
Fantastic experience. Excellent customer services. Reviewed on: 11th June 2024

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